Compare Student
Checking Accounts

UW Credit Union offers a variety of accounts to fit your lifestyle and meet your needs. Learn more about your options and choose the account that works best for you.

Open Account

Rewards Account

Clear Account

Classic checking with three rewards options:
Premium, Value or Access.

Modern account with no checks and no overdrafts.

Monthly Fee

$0 
with Qualifying Services
Otherwise $5-$10 Monthly

$0
with Direct or Mobile Deposit
Otherwise $5 Monthly

Monthly Balance

$0

$0

Free Debit Card

Overdraft Protection

Consumer-friendly overdraft protection.
If money is not available in your account, we transfer funds from your savings or reserve line to protect you from a declined transaction.1

No overdrafts.
If money is not available in your account, the transaction will be declined and your account won't go negative.

Paper Checks

Money-Saving Benefits

Rewards Checking offers three types of accounts—Access, Value or Premium. They include a range of optional benefits and discounts, depending on which type of account you select, including:

  • Rate discount on auto loans
  • Interest earned on account balance2
  • Rate increase on certificates
  • Discount on mortgage closing costs

Get Started

Open AccountLearn More About Rewards

Open AccountLearn More About Clear

Not eligible for any of the above standard accounts? View information about our Encore Account. 

All Accounts Also Include: