Fixed-Rate MortgagesApply Now
Lock in your rate and monthly payment for the life of your loan.
- As low as 3% down payment options available.
- Choose a term of 10, 15, 20 or 30 years.
- Lowest closing costs - If you find lower closing costs elsewhere, we’ll match it or give you $500.
- First-time homebuyer special offer! Get $1,000 off closing costs.
Fixed-rate home loans are ideal if:
- You want steady monthly payments for the entire loan term.
- You want your rate to stay the same.
Different terms offer different benefits:
- Longer terms have higher rates but lower monthly payments.
- Shorter terms have higher monthly payments, but your rate is lower and you pay less interest over time.
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15-Year Fixed Rate
30-Year Fixed Rate
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Apply online to get preapproved for your home loan. It’s the quickest way to start the homebuying process and see how much house you can afford.
$250 Member Bonus
Receive a $250 closing cost credit when you have a Premium Checking account. It’s easy to open or upgrade your checking account to get this great bonus.