Fixed-Rate Mortgages

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Lock in your rate and monthly payment for the life of your loan.

A fixed-rate mortgage has a rate and payment (principal and interest) that stay the same for your entire loan term. For today's rates and payments, get a rate quote.

  • As low as 3% down payment options available.
  • Choose a term of 10, 15, 20 or 30 years.
  • Lowest closing costs - If you find lower closing costs elsewhere, we’ll match it or give you $500.
  • $250 closing credit - Save on closing costs with Premium Checking.
  • First-time homebuyer special offer! Get up to $1,000 off closing costs.

Fixed-rate home loans are often a good choice when:

  • You want to stay in your home for many years.
  • You think rates may go up in the future and want to lock a low rate now.
  • You prefer steady monthly payments for your budget.

Different terms offer different benefits:

  • Longer terms have higher rates but lower monthly payments.
  • Shorter terms have higher monthly payments, but your rate is lower and you pay less interest over time.

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15-Year Fixed Rate Purchase


30-Year Fixed Rate Purchase



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