Fixed-Rate Mortgages
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Lock in your rate and monthly payment for the life of your loan.
- As low as 3% down payment options available.
- Choose a term of 10, 15, 20 or 30 years.
- Lowest closing costs - If you find lower closing costs elsewhere, we’ll match it or give you $500.
- First-time homebuyer special offer! Get $1,000 off closing costs.
Fixed-rate home loans are ideal if:
- You want steady monthly payments for the entire loan term.
- You want your rate to stay the same.
Different terms offer different benefits:
- Longer terms have higher rates but lower monthly payments.
- Shorter terms have higher monthly payments, but your rate is lower and you pay less interest over time.
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Have Questions or Need Help?
Already a Homeowner?
Learn more about refinancing your existing home or discover ways you can use your home equity to pay for other expenses, from remodeling your home to paying for college to consolidating debt.
15-Year Fixed Rate Purchase
30-Year Fixed Rate Purchase
Tools & Resources
- Get a Rate Quote
Compare products, rates and payments for purchases and refinancing. - Attend a Seminar
Our first-time homebuyer seminars are free and open to the public. - Continue an Application
Log in to sign documents, upload paperwork and more.
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Fast Preapprovals
Apply online to get preapproved for your home loan. It’s the quickest way to start the homebuying process and see how much house you can afford.
$250 Member Bonus
Receive a $250 closing cost credit when you have a Premium Checking account. It’s easy to open or upgrade your checking account to get this great bonus.