Personal Accounts

Open Account Father and Daughter look at UW Credit Union App

Looking for a great digital banking experience? Check out our account options below.

Rewards Checking

Want full service checking with great rewards?

Do more with Premium, Value or Access Rewards Checking.

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Clear Account

Need an account with superior simplicity? 

Enjoy easy, modern online banking with a Clear Account. 

  • No overdrafts
  • No paper checks
  • No monthly fees with active Direct or Mobile Deposit3
  • No minimum balance
  • Free budgeting tools

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Open AccountCompare Accounts

If you've experienced financial hardship and don't qualify for any of the above accounts, check out our Encore Account. 

Explore Features

Every UW Credit Union checking account includes: 

Icon demonstrating free debit card.
Free Debit Cards
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Send Money with Zelle®
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Free Credit Score
 Mobile Wallet
Mobile Wallet
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Dynamic Security
 Web Branch
Online and Mobile Banking

Show your school spirit with our exclusive mascot cards!

Every UW Credit Union checking account—from Clear to Rewards accounts—is available for college students with a free mascot debit card!

Debit cards available exclusively at UW Credit Union - including UW mascot cards and Forward Madison.

Ask About the Campus Package

Bundle your checking account with other qualifying services to ditch fees and cover all your banking needs. Choose from:

To take advantage, just select "Campus Package" when you open your account online or schedule an appointment to talk to a friendly member of our team.

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Need an account for your high schooler?

Our Launch Account is built specifically for teens (age 14-17): everything they need in a simple checking account with no overdrafts, minimum balance or monthly fees.

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Here for Every You, Everywhere

When you join UW Credit Union, you’re joining a member-owned, not-for-profit institution dedicated to serving its 300,000+ members and their communities.

Once you become a member, you’re a member for life—no matter where it takes you. And with 24/7 online banking via Web Branch, our best-in-class mobile app and nearly 1,000 committed employees, we’re never far away.