At UW Credit Union, we don't want our members to pay monthly checking fees. That's why we provide many Qualifying Services - actions you can take to waive the fee.
See How Easy It Is
Your First Qualifying Services
Our most common accounts and features count as Qualifying Services:
- Savings Account
- Checking Account
- Paperless Statements
- Debit Card (use at least once every 4 months)
- Direct or Mobile Deposit (of at least $200 per month, at least once every 4 months)
Additional Qualifying Services
To help support your financial journey, most of our savings and lending products count as Qualifying Services. Multiple accounts within the same category still count as 1 Qualifying Service.
- Credit Card (use at least once every 4 months)
- Vehicle Loan
- Reserve Line of Credit or Personal Loan
- Home Loan
- Home Equity Line & Loan (min. balance $500)
- Student Loan
- Long-Term Asset
- Money Market (min. balance $2,500)
- IRA (min. balance $500)
- College Fund (min. balance $500)
Membership Qualifying Service
Your longstanding membership also counts as a Qualifying Service.
- Member for 10+ Years
Which Account Is Right For You?
- Clear Account
No monthly fee with active Direct or Mobile Deposit.
- Access Rewards Checking
No monthly fee with 4 services.
- Value Rewards Checking
No monthly fee with 5 services.
- Premium Rewards Checking
No monthly fee with 7 services.
Have questions or need help?
Our team is ready to help guide you in finding the right account.
Why Qualifying Services?
We are a member-owned, not-for-profit financial cooperative. The more you use our products and services, the more we can give back to you in the form of great rates and fewer fees.
We offer a range of optional Qualifying Services to support your financial health, keep our credit union strong, and help you avoid fees.