Qualifying Services

We never want our members to pay monthly fees—and by adding more free value-adding features to your membership, you can say goodbye to fees forever.

With any Rewards checking account, you can avoid those monthly fees by adding Qualifying Services. 


Easy Add-ons

Many of our most popular accounts and features are Qualifying Services: 

  • Savings Account 
  • Checking Account 
  • Paperless Statements 
  • Debit Card (used at least once every 4 months) 
  • Direct or Mobile Deposit (used at least once every 4 months, at least $200 in a month) 

Get More Value, Fewer Fees  

Most of our savings and lending products are Qualifying Services, too: 

  • Credit Card (use at least once every 4 months)
  • Vehicle Loan
  • Reserve Line of Credit or Personal Loan
  • Home Loan
  • Home Equity Line or Loan (min. balance $500)
  • Student Loan
  • Investments
  • Long-Term Asset
    • Money Market (min. balance $2,500)
    • Certificate
    • IRA (min. balance $500)
    • College Fund (min. balance $500)

Compare Accounts

Find your best account and avoid monthly fees:

Clear Account
No fee with active Direct or Mobile Deposit.  

Access Rewards Checking
No fee with 4 services. 

Value Rewards Checking
No fee with 5 services. 

Premium Rewards Checking
No fee with 7 services. 

Open your account online. Switch account types again anytime.

View Your Services

Log in to manage your Qualifying Services. Go to Services, then scroll to Qualifying Services.

Log In

Why Qualifying Services?

We are a member-owned, not-for-profit financial cooperative. The more you use our products and services, the more we can give back to you in the form of great rates and fewer fees.

We offer a range of optional Qualifying Services to support your financial health, keep our credit union strong, and help you avoid fees.