Credit Card FAQs


Review our frequently asked questions to learn more about credit cards. If you don’t see what you’re looking for, check our Help section.

General Credit Card Questions

What do I need to apply for a credit card?

What’s the difference between a hard credit inquiry and a soft credit inquiry?

Can I get a credit card if I have bad credit, or no credit at all?

How can a credit card raise my credit score?

What’s the average credit limit for your first credit card?

Is it bad to close a credit card account?

What is APR and why is it important for a credit card?