Credit Card FAQs


Review our frequently asked questions to learn more about credit cards. If you don’t see what you’re looking for, check our Help section.

What do I need to apply for a credit card?

What’s the difference between a hard credit inquiry and a soft credit inquiry?

Can I get a credit card if I have bad credit, or no credit at all?

How can a credit card raise my credit score?

What’s the average credit limit for your first credit card?

Is it bad to close a credit card account?

What is APR and why is it important for a credit card?