Credit Card Rewards Program

Enjoy a more rewarding experience with your UWCU Visa Rewards or Visa Signature Rewards credit card.


Get Rewarded

Make your everyday spending more rewarding. Visa Rewards and Visa Signature Rewards cardholders earn points through UWCU Rewards, our innovative credit card rewards program.

  • Earn.

    Earn points on every purchase you make with your card. Visa Signature Rewards cardholders earn up to 2% back with Premium Checking and Visa Rewards cardholders earn 1.25% back.
  • Redeem.

    Redeem points for cash back or erase a purchase. Log in to Web Branch to easily track and redeem your points. Redeem anytime – there are no limits to how much you can earn and points never expire.
  • Enjoy!

    Benefit from the ease and flexibility of rewards designed for you. 

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How Credit Card Rewards Work

UWCU credit card rewards feature two redemption options for the ultimate rewards experience:

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Cash Back

Redeem points for either a credit on your credit card or a deposit into your UWCU checking or savings account.

Points never expire, so you can redeem how you like. Get cash back as you spend or save up your points for a big payout. The choice is yours!

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Erase a Purchase

Apply points to a purchase you’ve already made and receive a credit back on your card.

Erase purchases big and small. There’s no minimum amount of points that you’re required to spend – you simply need to have enough points to cover the amount of the purchase you want to erase.


Cash back and erase a purchase offer equal rewards, so you’ll always get the best deal:

  • Earn 1.25-2 points per $1 spent (depending on your type of card)
  • 100 points are worth $1 in rewards

Both credit card rewards options are available 24/7 in Web Branch and our Mobile App for easy access wherever and whenever you’re ready to redeem your points.