Save Big with Our HELOC Offer

Apply Now


Open a home equity line of credit, enjoy reduced rates!

Need easy access to money for home improvements, debt consolidation or emergency expenses?

A home equity line of credit (HELOC) gives you the freedom to tap into your home’s value to cover large projects or unexpected costs.

Typical Uses

  • Pay for home improvements
  • Cover emergency expenses
  • Consolidate debt
  • Cover educational costs
  • Buy a vehicle


  • Low or no closing costs*
  • No annual fees1
  • Only pay interest on what you use when withdrawing funds
  • Convenient access to funds, easy online money transfers

Great Rates

We have some of the lowest rates in the market!

Plus, you also can lock in a low rate by converting your HELOC to a fixed-rate loan.2

Apply Now


Have Questions or Need Help? 

Ask an Expert Schedule an Appointment



What is home equity? 

Home equity is how much of your home you actually own. In other words, it’s the value of your home, minus what you still owe.

How does a HELOC work?

With a HELOC from UWCU, you can borrow up to 100% of your home’s equity as a line of credit. It’s super convenient, and it works similarly to a credit card. Borrow what you need, when you need it, until you reach your credit limit.

Happy couple viewing a HELOC special offer at UW Credit Union.

Intro - 12 Months Variable Rate Line of Credit1

Rates as Low as

Variable Rate Line of Credit1

Rates as Low as


Take More Steps Toward Financial Freedom!

We’ll help you find even more ways to save and improve your financial well-being with these options.



Enjoy the Benefits of Membership

When you open an account, you become a member of UW Credit Union. Your membership gives you access to better rates and fewer fees than you'll find elsewhere, plus a range of valuable discounts and services like free financial seminars and budget help.

Learn More