Save Big with Our HELOC Offer
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Open a home equity line of credit, enjoy reduced rates!
Need easy access to money for home improvements, debt consolidation or emergency expenses?
A home equity line of credit (HELOC) gives you the freedom to tap into your home’s value to cover large projects or unexpected costs.
Typical Uses
- Pay for home improvements
- Cover emergency expenses
- Consolidate debt
- Cover educational costs
- Buy a vehicle
Advantages
- Low or no closing costs*
- No annual fees1
- Only pay interest on what you use when withdrawing funds
- Convenient access to funds, easy online money transfers
Great Rates
We have some of the lowest rates in the market!
Plus, you also can lock in a low rate by converting your HELOC to a fixed-rate loan.2
Have Questions or Need Help?
What is home equity?
Home equity is how much of your home you actually own. In other words, it’s the value of your home, minus what you still owe.
How does a HELOC work?
With a HELOC from UWCU, you can borrow up to 100% of your home’s equity as a line of credit. It’s super convenient, and it works similarly to a credit card. Borrow what you need, when you need it, until you reach your credit limit.

Intro - 12 Months Variable Rate Line of Credit1
Standard
Variable Rate Line of Credit1
Take More Steps Toward Financial Freedom!
We’ll help you find even more ways to save and improve your financial well-being with these options.