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Refinance Options

Explore the details to help choose the best loan for your mortgage refinancing needs. Whichever option you choose, you'll enjoy a fast and easy refinancing process.

Traditional Refinance Mortgage

Loan Details

Rapid Refinance Mortgage

Loan Details

Jumbo Refinance Mortgage

Loan Details

Best If...

You want a great rate and more flexible requirements.

Your loan meets eligibility requirements and you want to save on closing costs.

Your loan is for more than $766,550.

Rate

Fixed or adjustable

Fixed

Adjustable

Term

10, 15, 20 or 30 years (fixed)
15 or 30 years (adjustable)

8 or 12 years

15 or 30 years

Closing Costs

Standard closing costs
(such as title work, flood certification, recording fees)

As low as $149*

Standard closing costs
(such as title work, flood certification, recording fees)

Maximum Loan Amount

$766,550

$399,900

$900,000
(exceptions available for higher amounts)

Maximum Loan-to-Value

97%
(80% with home equity cash out)

70%

95%
(80% with home equity cash out)

Can I Escrow?

Yes

No

Yes

Option to Cash Out Home Equity?

Yes

Yes

Yes

Get Started

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Refinancing FAQs

Check out helpful answers to the most frequently asked questions.

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