Jumbo ARM Loans

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Larger loan amounts for dream homes.


  • Jumbo loans offer financing options above $726,200, which is the limit set by the Federal Housing Finance Agency.
  • Loan amounts go up to $1,644,750. 
  • All jumbo loans are adjustable-rate mortgages (ARMs), which feature a rate that may change every 6 months after a fixed term.
  • Get a loan term of 30 years with ARM options of 3 yr/6 mo, 5 yr/6 mo and 7 yr/6 mo.
  • Adjustable rates may go up or down depending on the market.
  • Rate caps - Your rate will not increase by more than 2% with each adjustment.
  • Lifetime rate caps - Your rate will not increase by more than 5% total over the life of the loan for 5 yr/6 mo and 7 yr/6 mo ARMs, or 6% for 3 yr/6 mo ARMs.

To compare jumbo loan terms, rates and payments, get a rate quote.

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Jumbo 7 yr/6 mo Adjustable-Rate Mortgage


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What Do the Numbers Mean?

ARMs are described with figures such as 3 yr/6 mo.

The first number is the number of years the initial fixed-rate term lasts. The second number is how often the rate may be adjusted after the initial term.

For example, a 5 yr/6 mo ARM has a fixed rate for five years. After the five years are over, the rate may adjust once every six months for the remainder of the loan.


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