Lot Loans

Apply Now


Purchase an undeveloped parcel of land with a lot loan.

  • Finance the perfect spot to build your dream home.
  • Get a fixed rate for three years with potential rate adjustments every 6 months thereafter.
  • Maximum loan amount of $647,250.
  • 20% down payment required.
  • Land must be zoned for residential use, with a maximum lot size of 20 acres.

Start your online application by selecting Investment as your loan type. 

Apply Now   Get Preapproved Compare Home Loans

Ask about our extended rate locks! Now available. 




Calculate Your Payments

Use this interactive calculator to explore your financial options.

Use this helpful calculator to estimate what your monthly payment could be based on the purchase price and your down payment.>> Monthly Payment Calculator

Fast Online Preapprovals

Get preapproved for your home loan fast and easily at UWCU.

Complete your FREE preapproval in under 15 minutes! In today's market, having a verified preapproval in hand from a trusted lender can make all the difference. >> Get Preapproved

Explore Construction Loans

Explore the variety of home loan options from UWCU - fixed-rate, ARM, government, construction and more.

Not sure if a construction loan is what you're looking for? If you need financing to build your home, consider a Construction Loan. 

 >> Review Options

Get Started Today

Get PreapprovedApply Now

Have questions or need more help?


Schedule an Appointment

Schedule an appointment to connect with a UW Credit Union expert.

Appointments are available via phone or in person with our mortgage loan officers.>> Schedule Here

Request a Call

Complete this fast form and our loan experts will call you.

Complete this form with your contact information and get a fast response from one of our experts! 
>> Request a Call

Connect with a Mortgage Loan Officer

Employee Icon

Our knowledgeable and experienced team of mortgage loan officers are looking forward to working with you. 
>> Meet Our Team