Lot Loans

Get Preapproved


Purchase an undeveloped parcel of land with a lot loan.

  • Finance the perfect spot to build your dream home.
  • Get a fixed rate for three years with potential rate adjustments every 6 months thereafter.
  • Maximum loan amount of $647,250.
  • 20% down payment required.
  • Land must be zoned for residential use, with a maximum lot size of 20 acres.

Get Started Today

Start your online application by selecting Investment as your loan type. 

Complete your FREE preapproval in as little as 15 minutes! In today's market, having a verified preapproval in hand from a trusted lender can make all the difference. 

Get PreapprovedApply Now

Ask about our extended rate locks! Now available. 

Get in Touch

We want you to feel at home with your home loan. That's why our local experts are always ready to answer your questions, understand your goals and help you take a smart step forward.

Phone Number 

(800) 533-6773

Already started an application? Pick up where you left off.

ITIN Lending - UWCU is proud to accept ITIN for mortgage lending applications. 


Learn more about home loans and get answers to frequently asked questions.

>> Explore FAQs


Easy Home Loan Process

As one of Wisconsin's top lenders1, we're here to make the loan process easy and stress free.

>> Our Process

Helpful Calculators

Use these free calculators to help you understand your personal situation and explore your options. 

>> Free Calculators