Jumbo Home Refinance

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Refinance a larger mortgage to save big.

  • A jumbo loan is your refinance option if your home loan exceeds $766,550, which is the limit set by the Federal Housing Finance Agency.
  • Loan amounts go up to $2,299,680. 
  • All jumbo loans are adjustable-rate mortgages (ARMs), which feature a rate that may change semi-annually after a fixed term.
  • Choose a term of 15 or 30 years, with ARM options of 3 yr/6 mo, 5 yr/6 mo or 7 yr/6 mo.
  • Option to cash out your home equity.

Want to compare terms, rates and payments? Use our interactive, no-obligation rate quote tool to estimate your loan.

Estimate Your Loan

Save on Closing Costs

Take up to $750 more off1,2yours just by choosing us!

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Jumbo 7 yr/6 mo Adjustable-Rate Mortgage

Rates as Low as

What Do the Numbers Mean?

Adjustable-rate mortgages (ARMs) use figures such as 3 yr/6 mo.

  • First Number: the number of years the fixed-rate term lasts
  • Second Number: how often the rate may adjust after the initial fixed term

Example: a 5 yr./ 6 mo. ARM has a fixed rate for five years.

After five years, the rate may adjust every six months for the remainder of the loan.

Get in Touch

We want you to feel at home with your home loan. That's why our local experts are always ready to answer your questions, understand your goals and help you take a smart step forward.

Phone Number 

(800) 533-6773

Already started an application? Pick up where you left off.

ITIN Lending - UWCU is proud to accept ITIN for mortgage lending applications. 

Refi FAQs

Learn more about home loan refinancing and get answers to frequently asked questions.

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Easy Home Loan Process

As one of Wisconsin's top lenders3, we're here to make the loan process easy and stress free.

>> Our Process


Helpful Calculators

Use these free calculators to help you understand your personal situation and explore your options.