Jumbo Home Refinance

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Refinance a larger mortgage to save big.

  • A jumbo loan is your refinance option if your home loan exceeds $726,200, which is the limit set by the Federal Housing Finance Agency.
  • Loan amounts go up to $2,178,600. 
  • All jumbo loans are adjustable-rate mortgages (ARMs), which feature a rate that may change semi-annually after a fixed term.
  • Choose a term of 15 or 30 years, with ARM options of 3 yr/6 mo, 5 yr/6 mo or 7 yr/6 mo.
  • Option to cash out your home equity.

Want to compare terms, rates and payments? Use our interactive, no-obligation rate quote tool to estimate your loan.

Estimate Your Loan

What Do the Numbers Mean?

Adjustable-rate mortgages (ARMs) use figures such as 3 yr/6 mo.

The first number is the number of years the initial fixed-rate term lasts. The second number is how often the rate may adjust after the initial fixed term. For example, a 5 yr/ 6 mo ARM has a fixed rate for five years. After five years, the rate may adjust every six months for the remainder of the loan.

Jumbo 7 yr/6 mo Adjustable-Rate Mortgage

Explore closing cost discounts available with your mortgage at UW Credit Union.

Save on Closing Costs

Take up to $750 more off1,2yours just by choosing us!

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Get Started Today

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Have questions or need more help?

Schedule an Appointment

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Appointments are available via phone or in person with our mortgage loan officers.>> Schedule Here

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Complete this form with your contact information and get a fast response from one of our experts! 
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Connect with a Mortgage Loan Officer

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Our knowledgeable and experienced team of mortgage loan officers is looking forward to working with you. 
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Refi FAQs

Learn more about home loan refinancing and get answers to frequently asked questions.

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Easy Home Loan Process

As one of Wisconsin's top lenders3, we're here to make the loan process easy and stress free.

>> Our Process


Helpful Calculators

Use these free calculators to help you understand your personal situation and explore your options.