Save with a Refinance

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Why Should I Refinance?

Swapping your old mortgage with a new one can help you save money—and in plenty of ways. Our experts are ready and waiting to guide you through your options and help you make the right move for your specific situation.

Reduce Your Rate

Lower your rate and pay less for your home over the life of your mortgage.

Lower Your Payments

Shrink your mortgage payments and put more money back in your pocket every month.

Shorten Your Term

Shortening your loan term might increase your monthly payment, but it could give you long-term savings as you pay less in interest for fewer years.

Save Time and Effort

Our process is fast, easy and simple—and our lending experts always have your best interest in mind.

Explore the UWCU Mortgages closing cost offers available when you get your Home Loan through us.

The Lowest Closing Costs + More Discounts

Don’t bother shopping around for the lowest closing costs. They’re right here.

Plus, take up to $750 more off1,2—and if you find lower costs somewhere else, we’ll make it worth your effort.**  

>> Explore Offers

Find Your Best Option

Traditional Refi

Classic refinancing for loans up to $726,200, plus FHA and VA refinances. Learn More 

Rapid Refi

Save big with closing costs as low as $1493. Learn More 

Jumbo Refi

Refinancing for loan balances over $726,200. Learn More 

Get Started

Apply Now Estimate Your Loan


Have questions or need more help?

Schedule an Appointment

Schedule an appointment to connect with a UW Credit Union expert.

Appointments are available via phone or in person with our mortgage loan officers.>> Schedule Here

Request a Call

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Complete this form with your contact information and get a fast response from one of our experts! 
>> Request a Call

Connect with a Mortgage Loan Officer

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Our knowledgeable and experienced team of mortgage loan officers is looking forward to working with you. 
>> Meet Our Team