Maximize Your Home’s Value

Apply Now A father hugs his daughter while sitting in the home he refinanced with UWCU.

Get More Flexibility with a Refinance

Your mortgage is your key to more financial flexibility. When you refinance, you can:

Get Cash Out

Use some of your hard-earned equity to fund your next project, pay for surprise bills or just about anything else.

>> See How It Works

5-MIN READ: Calculate how much equity you have in your home to see how much you could cash out. Read Now

Choose a New Term

Shorten your term to pay less for your home overall, or choose a longer term to shrink your monthly payments.

>> Compare Loan Options

HELPFUL TIP: Use our Break Even Calculator to see how quickly you could recoup your low refinance costs. Go to Calculator

Consolidate and Save

Squash high-interest debt and roll it into a new, more affordable home loan. Let us crunch the numbers for you.

>> Talk to Us

2-MIN READ: Learn how consolidating debt through refinancing works and why it's so popular. Read Now

Explore the UWCU Mortgages closing cost offers available when you get your Home Loan through us.

The Lowest Closing Costs + More Discounts

Don’t bother shopping around for the lowest closing costs. They’re right here.

Plus, take up to $750 more off1,2—and if you find lower costs somewhere else, we’ll make it worth your effort.**  

>> Explore Offers

Find Your Best Option

Traditional Refi

Classic refinancing for loans up to $726,200, plus FHA and VA refinances. Learn More 

Rapid Refi

Save big with closing costs as low as $1493. Learn More 

Jumbo Refi

Refinancing for loan balances over $726,200. Learn More 

Get Started

Apply NowEstimate Your Loan


Have questions or need more help?

Schedule an Appointment

Schedule an appointment to connect with a UW Credit Union expert.

Appointments are available via phone or in person with our mortgage loan officers.>> Schedule Here

Request a Call

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Complete this form with your contact information and get a fast response from one of our experts! 
>> Request a Call

Connect with a Mortgage Loan Officer

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Our knowledgeable and experienced team of mortgage loan officers is looking forward to working with you. 
>> Meet Our Team