Maximize Your Home’s Value

Apply Now A father hugs his daughter while sitting in the home he refinanced with UWCU.

Get More Flexibility with a Refinance

Your mortgage is your key to more financial flexibility. When you refinance, you can:

Get Cash Out

Use some of your hard-earned equity to fund your next project, pay for surprise bills or just about anything else.

>> See How It Works

5-MIN READ: Calculate how much equity you have in your home to see how much you could cash out. Read Now

Choose a New Term

Shorten your term to pay less for your home overall, or choose a longer term to shrink your monthly payments.

>> Compare Loan Options

HELPFUL TIP: Use our Break Even Calculator to see how quickly you could recoup your low refinance costs. Go to Calculator

Consolidate and Save

Squash high-interest debt and roll it into a new, more affordable home loan. Let us crunch the numbers for you.

>> Talk to Us

2-MIN READ: Learn how consolidating debt through refinancing works and why it's so popular. Read Now

Explore the UWCU Mortgages closing cost offers available when you get your Home Loan through us.

The Lowest Closing Costs + More Discounts

Don’t bother shopping around for the lowest closing costs. They’re right here.

Plus, take up to $750 more off1,2—and if you find lower costs somewhere else, we’ll make it worth your effort.**  

>> Explore Offers

Find Your Best Option

Traditional Refi

Classic refinancing for loans up to $766,550, plus FHA and VA refinances. Learn More 

Rapid Refi

Save big with closing costs as low as $1493. Learn More 

Jumbo Refi

Refinancing for loan balances over $766,550. Learn More 

Get in Touch

We want you to feel at home with your home loan. That's why our local experts are always ready to answer your questions, understand your goals and help you take a smart step forward.

Phone Number 

(800) 533-6773

Already started an application? Pick up where you left off.

ITIN Lending - UWCU is proud to accept ITIN for mortgage lending applications.