Student Loan Process & Timing

Undergraduate, Graduate & Family Private Student Loans

The loan process typically takes 4-6 weeks to complete

Student Loan Steps & Timeline

  • 1Complete Your Application
    We'll review the application as soon as it's submitted.
  • 2Certification Request Sent to Your School
    We work with the student's school to get all paperwork completed. (12 business days on average)
  • 3Final Truth in Lending Disclosure & Right of Rescission Period
    After final documents have been signed, lending laws give borrowers an opportunity to reconsider. (3 business days)
  • 4Funds Received & Processed by Educational Institution
    We send funds directly to the school for processing. If there is money left over, the school will give it to the student. (7-10 business days)

Start Your Student Loan Application

Enjoy a simple, streamlined process for undergraduate, graduate and family private student loans. Start by gathering some details and submitting your application online:

  • Identification & Contact Info – Your Social Security number, driver’s license number, address, phone number and email
  • Employment Info – Your employer’s name and your annual salary
  • Cosigner’s Info – If applicable, you'll need to include your cosigner’s name and email address

Note: UW Credit Union does not currently offer student loans for career training programs including most short term-certificates, diplomas or other programs ineligible for financial aid. Your school needs to certify eligibility. Please contact us for further information if needed.    

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Get in Touch

Understanding your loan shouldn't feel like studying for a thermodynamics final. That's why our local experts help simplify your options, so you can focus your studies on the future.

Phone Number

(800) 533-6773- ext. 2950

Already started an application? Pick up where you left off.

Need to cosign a loan? Apply now.