Student Loan Process & Timing
Undergraduate, Graduate & Family Private Student Loans
The loan process typically takes 4-6 weeks to complete
Student Loan Steps & Timeline
1Complete Your ApplicationWe'll review the application as soon as it's submitted.
2Certification Request Sent to Your SchoolWe work with the student's school to get all paperwork completed. (12 business days on average)
3Final Truth in Lending Disclosure & Right of Rescission PeriodAfter final documents have been signed, lending laws give borrowers an opportunity to reconsider. (3 business days)
4Funds Received & Processed by Educational InstitutionWe send funds directly to the school for processing. If there is money left over, the school will give it to the student. (7-10 business days)
Start Your Student Loan Application
Enjoy a simple, streamlined process for undergraduate, graduate and family private student loans. Start by gathering some details and submitting your application online:
- Identification & Contact Info – Your Social Security number, driver’s license number, address, phone number and email
- Employment Info – Your employer’s name and your annual salary
- Cosigner’s Info – If applicable, you'll need to include your cosigner’s name and email address
Note: UW Credit Union does not currently offer student loans for career training programs including most short term-certificates, diplomas or other programs ineligible for financial aid. Your school needs to certify eligibility. Please contact us for further information if needed.
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Understanding your loan shouldn't feel like studying for a thermodynamics final. That's why our local experts help simplify your options, so you can focus your studies on the future.