Student Loan Repayment Support

Federal student loan repayments restarted in October 2023. Are you feeling overwhelmed or unsure about how to manage the repayment process? We can help!

To Do Now

There are a few things that you need to do right away to make sure that you're getting those loan payments started on time.

  • 1 Log into your student loan account
    Your loan servicer may have changed. Go to studentaid.gov to find out how to access your student loan information ASAP.
  • 2 Confirm what you owe
    It’s been a while since you’ve made payments, so now is a good time to refresh your memory on your outstanding balance.
  • 3 Choose your own repayment plan
    There is no cost to change repayment plans. Explore your student loan repayment options and choose the one that will fit best for you.

Going Forward 

After you've taken care of the basics, it's time to review your financial situation and make a plan for the future.

Research your options.

Look into more favorable interest rates by refinancing or consolidating your existing loans. Plus, having only one payment helps you stay on track and avoid missed payments and late fees. 

Loan Options

Evaluate your budget.

Now that you're paying on your student loans again, look at your budget and adjust where necessary to make room for these new payments. UWCU can help with credit consultations to plan for your future.

Credit Consultations

Stay informed.

The Biden-Harris Administration continues to pursue different options for debt forgiveness, so be alert to any changes as they happen. The U.S. Department of Education’s website is a great place to check in.

Federal Aid Info

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Should I Refinance My Student Loans?

See if this option might save you money. 

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Frequently Asked Questions


Get in Touch

Understanding your loan shouldn't feel like studying for a thermodynamics final. That's why our local experts help simplify your options, so you can focus your studies on the future.

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Request a Call or Email Us | UW Credit Union

Phone Number

(800) 533-6773- ext. 2950

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