Auto Loans

Get Started

Buy your next new or used car, truck or motorcycle with a low-rate auto loan.

Easy financing the way you want:

  • Just mention you want your loan through UW Credit Union at most major dealerships or get preapproved before you shop. Visit our Auto Dealer Center to browse dealerships' inventories.
  • You can also get financing when you buy from a private seller or a lease buyout.
  • Check out this handy guide to make the buying process even easier.

Is your purchase new or used?

Rates and terms vary depending on the model year of your vehicle.

  • New vehicles include model years for next year, this year and last year.
  • Used vehicles are classified as models older than last year.

New Vehicle

Rates as Low as
APR * 48 mo.

Used Vehicle

Rates as Low as
APR * 36 mo.

Find Your Rate & Apply - It's Easy!


Find Your Rate

Click Get Started to get your rate. Don't worry—this won't affect your credit score.


Pick Your Loan

Review your options and select the loan that's right for you.



Submit your application and get approved within 1 business day!

Online Payment Center

Explore all the ways you can easily pay your UWCU auto loan. 

Pay My Loan

Easy Online Preapprovals

Get preapproved for your auto loan before you go to the dealership. Understand your budget and shop with confidence.

Get preapproved >


Get a Loan Rate Discount

Enjoy a 0.25% rate discount on your auto loan with Value or Premium Checking. It's easy to make the switch!

Value or Premium Rewards >

Get in Touch

You need to feel confident that you picked the best option for your vehicle loan. Our local experts are here to answer your questions and get you on to your next adventure.

ITIN Lending - UWCU is proud to accept ITIN for vehicle loan applications.