Guaranteed Asset Protection

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Protect yourself from having to pay for a vehicle that is stolen or totaled.

The minute you drive away from the dealership, your new car depreciates. That means if your vehicle is stolen or damaged beyond repair, its cash value could be thousands less than what you still owe — and you’ll be stuck paying the difference.

Guaranteed Asset Protection (GAP) Advantage1 helps cover the difference between the actual cash value that’s covered by insurance and the amount you owe on your loan.

GAP is a smart choice for most vehicle owners. It's an affordable way to protect yourself and your investment.

  • Purchase GAP for as little as $399 total.
  • Available for new or used vehicles and recreational vehicles, including cars, trucks, motorcycles, ATVs and snowmobiles. Not available for travel trailers, boats or motorhomes.
  • Can be purchased anytime during the life of your loan and is refundable if cancelled within the first 60 days.
  • Includes a credit of up to $1,000 toward the financing of a replacement vehicle if you take out your loan with us.2
  • Includes Auto Deductible Reimbursement, which provides up to $500 toward your insurance deductible in the event of an auto accident that isn't a total loss.

Contact us to learn more about GAP and help decide what's best for you.