![Woman happy about the rates she's getting with her UWCU certificate account](/media/3443/dpst23049_web_c2_1625x1080.jpg?anchor=center&mode=crop&width=550&height=365&rnd=133330353810000000&quality=80&udpate=638241585810000000)
Your Savings Work Harder Here
Open a certificate account and enjoy higher dividend rates, flexible terms and safety from market shifts.
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![Couple dances in their kitchen to celebrate taking home more money with a cash-out refinance from UW Credit Union.](/media/3106/home22006_web_homehero_1920x1280.jpg?anchor=center&mode=crop&width=550&height=365&rnd=133241462090000000&quality=80&udpate=638152694090000000)
Take More Money Home with a Cash-Out Refi
With a cash-out home refinance, you can turn some of your home equity into cash and use it for home improvements, debt consolidation or anything else.
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![Young man using his digital debit card to buy a coffee](/media/3791/chck24004_hph_right-on-the-money.jpg?anchor=center&mode=crop&width=550&height=365&rnd=133552299180000000&quality=80&udpate=638463531180000000)
Get Checking That's Right on the Money
Low or no monthly fees, no minimum balance, surcharge-free ATMs - it only makes cents!
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![Family looks at remodeling plans on a tablet in their home with tools and materials surrounding them.](/media/3820/heloc24084_c3.jpg?anchor=center&mode=crop&width=550&height=365&rnd=133622534710000000&quality=80&udpate=638533766710000000)
Make Zero Your Home Equity Hero
Get the budget for big projects with a 0% intro APR* home equity line of credit. (As low as 8% thereafter, terms apply.)
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Checking Accounts for Students
Seamlessly manage your money, enjoy exclusive perks and build a solid foundation for your future. Open an account today.
Featured Rates
6.500%
(6.548% APR*)
30-Year Fixed Rate Mortgage
6.32%
APR* 48-Month New Vehicle Loan
5.10%
APY* Certificate Special 7 Months
Here for Every Stage of Life
![UW Credit Union Members meet with a Financial Specialist](/media/2702/brnd202009_web_homeimages_schedappt_rc.jpg)
Schedule an Appointment
Talk to a local specialist for expert advice and financial support.
Stop on By
Come see us at one of our 15 Madison or 13 Milwaukee branches today!
You can also visit us at one of many UW Campus branches throughout Wisconsin.
Say Hello to Best-in-Class Technology
![UW Credit Union Mobile App](/media/2703/brnd202009_web_phonescreen_gif.gif)
"No matter what we need, or where we are in the world, UW Credit Union is there for us."
—Justin & Carl, UWCU members since 2004
UW Credit Union’s in-house team of engineers and developers create digital banking solutions designed for you.
Explore innovative and intuitive ways to manage your money—anytime, anywhere.