1 Account.
0 Monthly Fees. All the Rewards.
Earn credit card cash back and access your money faster with Rewards Checking at UW Credit Union.
A checking account overflowing with benefits
Rewards Checking is an account that rewards you for your everyday banking.
- Minimum Opening Balance: $0
- Monthly Fee: $0
- Early Access to Direct Deposits: free
- Cash Back Rewards: Bonus .5% on credit card purchases
- Balance Backup: $5 only when you need it
- Dividend Rate: 0.10% (balances over $1,000)
Cash Back Bonus
Rewards Checking account holders may earn a monthly credit card cash back reward on all UW Credit Union credit card purchases4.
Early Payday
Your paycheck is two days away, but you need it now? No worries. You have Early Payday5.
Balance Backup
Accidental overspending happens. With Balance Backup, you decide how to handle overdrafts.
Pay with Ease
Safe, fast retail checkouts with mobile wallet & tap-to-pay debit cards.
Secure Digital Banking
We take security seriously, with two-factor authentication, customized notifications and 24/7 fraud monitoring..
Debit Card Designs You Can Only Get Here
Rep your city, show your pride, or give your wallet some flair. We've partnered with schools, teams and artists to create exciting debit card designs that are as unique as you - all exclusively available from UW Credit Union.
Ready to get rewarded?
“At UW Credit Union it wasn't just about opening the account. They took the time to ensure I understood everything – like how to make my money grow and avoid overspending – before I left the branch that day.”
– Melanie Ricks1
We save our members over $12M per year2
Rewards Checking has no monthly fees, no minimum balance and has your back. When accidental overspending happens, it won't cost you more than 5 bucks3.
Set Kids Up for Success
Explore our youth checking options designed to help kids learn to manage their cash.
School Spirit that Fits in Your Wallet
Whether you’re a current student, proud alum or a devoted sports fan, we’ve got exclusive alumni, campus and mascot card designs that let you show off your school spirit.