Credit Card Balance Transfers



Transfer & Save

Transfer balances from other credit cards to your UWCU credit card and save big.

  • 0% APR on transferred balances for 18 months
  • Any unpaid balance after 18 months goes back to our standard low rate
  • 3% balance transfer fee
  • No credit eligibility restrictions
  • Unlimited balance transfers
  • Transfers can be made anytime

To do a balance transfer, log in to Web Branch and click on Transfers & Payments, then Balance Transfer.

If you don't have a UWCU credit card, apply now. You will be able to do a balance transfer as soon as you are approved for your new card.

Apply NowLog In to Web Branch

Have Questions or Need Help? 

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How a Balance Transfer Works

A balance transfer moves your existing balance from one credit card to another. Balance transfers are a great way to:

  • Reduce your interest rate
  • Consolidate debt into one easy payment
  • Pay off balances faster
  • Potentially save hundreds, even thousands, in interest

Below is an example balance transfer and potential savings.

Balance Transfer APR Infographic
Understand how a balance transfer works with this helpful graphic.