Credit Card Balance Transfers

 


 

Transfer & Save

Transfer balances from other credit cards to your UWCU credit card and save big.

  • 0% APR on transferred balances for 18 months
  • Any unpaid balance after 18 months goes back to our standard low rate
  • 3% balance transfer fee
  • No credit eligibility restrictions
  • Unlimited balance transfers
  • Transfers can be made anytime

To do a balance transfer, log in to Web Branch and click on Transfers & Payments, then Balance Transfer.

If you don't have a UWCU credit card, apply now. You will be able to do a balance transfer as soon as you are approved for your new card.

Apply NowLog In to Web Branch

Have Questions or Need Help? 

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How a Balance Transfer Works

A balance transfer moves your existing balance from one credit card to another. Balance transfers are a great way to:

  • Reduce your interest rate
  • Consolidate debt into one easy payment
  • Pay off balances faster
  • Potentially save hundreds, even thousands, in interest

Below is an example balance transfer and potential savings.

Transfer existing credit card balances easily on the UWCU app.

Visa Credit Card

Rates as Low as
9.50
%
APR *
Balance Transfer APR Infographic
Understand how a balance transfer works with this helpful graphic.