Now it’s easier than ever!
Rates have dropped recently which makes now a great time to refinance your HELOC – especially when you take advantage of our special 0% introductory offer:
0% APR on Lines Up to $400,000
Enjoy 0% Intro APR1 for the first 3 months,** returning to a variable rate as low as 6.25% APR* thereafter!
Need More Info?
Our lending experts can help you decide whether a HELOC is right for you.
Ready to Apply?
Start your application easily online and get a decision from our team quickly.
A HELOC refi from UW Credit Union comes with:
- Easy application & quick decisions
Apply online and get preapproved fast.2 - No hidden fees
You won’t pay an annual fee or prepayment penalty.* - Low or no closing costs*
We keep it simple. You keep more of your money. - Easy access to your funds
Transfer money from your line to your UW Credit Union checking account through digital banking. - All your financial tools in one place
Manage your HELOC with ease alongside your other UW Credit Union accounts.
Special Offer: 3-Month Intro Rate Home Equity Line of Credit.1
Standard
Variable Rate Line of Credit1
Variable Rate Line of Credit1
Refinance Your HELOC & Save
Take advantage of dropping rates when you refinance your HELOC with UW Credit Union. Our local lending experts can show you how much you could save each month with a new, lower rate. Schedule your free, no-obligation consultation now.
3 Great Benefits to Refinancing Your HELOC
You already know how valuable your HELOC is, but when you refinance, you unlock even more potential:
Reset Your Draw Period
With a new draw period, you could delay the repayment period and its higher required principal payments.
Enjoy a New Term
Tackle another big project, consolidate lingering debt or bank financial flexibility for the future with a brand-new term.
Increase Your Limit
If you’ve paid down your mortgage balance, increased your income or your home’s value has risen, you could get a higher limit.
Find Your Rate & Apply - It's Easy
1
View Your Rate
Get your personalized rate with no hidden fees and no obligation. Checking your rate will not affect your credit score.
2
Choose Your Loan & Apply
Select the option that works for you and complete your application using our convenient online process.
3
Submit & Finalize
Our team will review your app and get your funds secured.
Get in Touch
It's about more than getting a great rate — our team of local lending experts in Madison and Milwaukee are here to help before, during and after the HELOC or Home Equity Loan process. Have a question? Submit a question form to be contacted by an expert, or schedule a no obligation appointment below.
ITIN Lending - UW Credit Union is proud to accept ITIN for HELOC applications.