Home Loan & Mortgage FAQs


 Find answers to frequently asked questions about home loans and mortgages. If you don’t see what you’re looking for, check our Help section.

Can I still get a home loan with less-than-perfect credit?

What are mortgage points?

What is the difference between interest rate and APR in mortgages?

How much of a down payment do I need?

What are closing costs? How much will I pay in closing costs?

What is a home loan preapproval and why should I get preapproved?

Should I choose a fixed-rate or adjustable-rate mortgage?

Will my payment stay the same with a fixed-rate mortgage?