Compare Home Loans 

Explore the many home loan options and features available to you. Remember, our mortgage experts are here to help navigate the details and work with you to find the best loan for you and your family.

Key Considerations

Best If...

Fixed-Rate Mortgages

Fixed Rate

Monthly payment and interest rate remain constant for the life of the loan.

You want the payment to remain the same throughout the life of the loan.

ARM (Adjustable- Rate Mortgage)

Adjustable Rate

Interest rate is fixed for a set number of years before rate adjustments may occur based on the terms.

You are planning on selling your home in a few years or want more buying power with a lower initial interest rate.

Construction

Fixed Rate

Various loan amounts available to help you build your dream home.

You plan to use for a lot you own or one you are purchasing through a builder or third party.

Jumbo

Adjustable Rate

ARMs are available in amounts of $647,250 to $800,000.

You need a loan amount greater than $647,250.

Investment Property

Fixed Rate

Stable monthly payments for the life of the loan. Potential to finance up to six properties.

You want to purchase an investment property.

WHEDA (Wisconsin Housing and Economic Development Authority)

Fixed Rate

Affordable financing programs for homebuyers in Wisconsin who will be owner-occupiers.

You have a moderate income and want a low down payment.

FHA (Federal Housing Authority)

Fixed Rate

As low as 3.5% down, which is based on the sales price, and may be used toward your down payment and closing costs.

You want to buy a home with less money down and have lower credit.

VA (Federal Veterans Affairs)

Fixed Rate

Financing for veterans that requires no down payment or mortgage insurance.

You are a veteran, on active duty, reservist, or National Guard member. Also available for some surviving spouses.

Lot Loan

Adjustable Rate

Financing to help you purchase an undeveloped parcel of residential-zoned land.

You want to buy land on which to build your home.

We Are Here to Help

Purchasing a home whether you're a seasoned home owner or a first-time buyer is a big decision. We are here to guide you every step of the way.

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Our knowledgeable and experienced team of mortgage loan officers are looking forward to working with you. 
>> Meet Our Team

Attend a free, no obligation first-time homebuyers educational event at UWCU.

Attend our FREE, no-obligation educational seminars (in-person or virtual) with our experts and get answers to all your questions. >>Attend a Seminar


 

Calculate Your Payments

Use this interactive calculator to explore your financial options.


Use this helpful calculator to estimate what your monthly payment could be based on the purchase price and your down payment.>> Monthly Payment Calculator

 

Fast Online Preapprovals

Get preapproved for your home loan fast and easily at UWCU.


Complete your FREE preapproval in under 15 minutes! In today's market, having a verified preapproval in hand from a trusted lender can make all the difference. >> Get Preapproved

 

Easy Home Loan Process

Explore the homebuying process at UW Credit Union.


Know what to expect from our streamlined application process and friendly service from experienced mortgage experts.

>> Learn More About Our Process