Home Loan Refinancing

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Refinance to Get a Better Mortgage

With home values on the rise, you could use a cash-out refinance to free up cash for home improvements, debt consolidation and more.

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Let's Find Your Best Refi Option

Traditional Refinance

Classic refinancing for loans up to $726,200, plus FHA and VA refinances. Learn More 


Rapid Refinance

Save big with closing costs as low as $149. Learn More 


Jumbo Refinance

Refinancing for loan balances over $726,200. Learn More 


What Is Refinancing?

Refinancing basically involves replacing your current mortgage with a new one that’s a better fit. Benefits include:

  • Paying off your home sooner by reducing your mortgage term.
  • Building equity faster with a shorter mortgage term and different monthly payments.
  • Taking cash out of your home equity to pay for large, ongoing or unexpected expenses.
  • Lowering your monthly payments by changing your mortgage rate and term.

Refinance with Confidence

At UW Credit Union, we'll work hard to make your refinancing experience easy and stress-free.

  • Local team - Our expert loan officers will help make your refinance a success.
  • Fast application - Enjoy an easy, streamlined online application process.
  • Easy rate quotes - Explore options for your unique situation.
  • In-house servicing - We service our refinances, which means you can access your loan information and make payments in Web Branch.

Apply online or log in to continue an application.

Homeownership Resources

Your home is likely your biggest investment and most important asset. Make the most of it with a range of support and options from UW Credit Union.

  • Calculators - Crunch the numbers for your refinance, debt payoff and more.
  • Home Equity - Tap into the built-up equity in your home with a home equity loan or line of credit.
  • Seminars - Choose from a variety of free financial workshops to learn more about real estate and investing.

Refinancing FAQs

Check out helpful answers to the most frequently asked questions.

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We Can Help

Our local team of experts is here to make refinancing easy and hassle free.

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Enjoy the Benefits of Membership

When you refinance your mortgage with us, you become a member of UW Credit Union. Your membership gives you access to better rates and fewer fees than you'll find elsewhere, plus a range of valuable discounts and services like free financial seminars and budget help.

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