Personal Loans & Lines of Credit

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Consolidate Debt, Finance Big Plans & More

Get fast access to cash with easy, affordable, flexible financing. Our low-rate personal loans can help you consolidate debt, cover a big purchase, pay for unexpected expenses and more.

Apply online for quick approval. Enjoy always low rates and zero hidden fees.

Let's Find Your Best Loan

Personal Loans

Consolidate debt or fund purchases with an affordable personal loan. Learn More

Reserve Lines of Credit

Link with checking for Overdraft Protection. Learn More

Paycheck Advance

Emergency cash with no application. Learn More


Budget Help Is Here

Personal loans and lines of credit from UW Credit Union boost your budget, so you can finance big purchases, cover emergency expenses, consolidate debt and more.

  • Competitive interest rates - Save with incredibly low rates and flexible terms.
  • No hidden fees - No application fee, origination fees or prepayment penalties.
  • Friendly guidance - Make smart financial decisions with help from our experts.
  • Anytime access - Control your loan 24/7 with easy online and mobile banking.

Easy Online Application Process

Apply for a personal loan or reserve line of credit in just minutes. 

  1. Specify how much money you want to borrow. 
  2. Answer a few quick questions about yourself.
  3. Get an answer, usually within one business day.

That's it! Upon approval, personal loan funds are automatically transferred into your account. Reserve lines of credit are available for use usually within one business day.

Get StartedCompare OptionsView Rates

There is no application process for Paycheck Advance. If you qualify for this product, it will automatically be available to you in Web Branch under the Products & Offers tab.


Personal Loan FAQs

Check out helpful answers to our most frequently asked questions.

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Get in Touch

Our local experts take personal pride in our personal loans. That's why we're always ready to answer your questions or offer advice.

ITIN Lending - UWCU is proud to accept ITIN for personal loan applications.