Current HELOC Rates | UW Credit Union

*APR is annual percentage rate. Rates are variable and subject to change.

The minimum loan amount is $5,000. The one-time processing fee that applies at closing varies by property location and amount. We apply a credit of $149 for newly booked HELOCs resulting in these fee amounts. The credit does not apply to refinances of existing UWCU HELOCs or to HELOCs with credit limits of $400,000 or more. Member is responsible for appraisal and title insurance costs, if required. Property insurance is required.

¹ 5 year fixed—60 monthly payments of $19.68 per $1,000 borrowed, up to 80% LTV.

²10 year fixed—120 monthly payments of $12.00 per $1,000 borrowed, up to 80% LTV.

³15 year fixed—180 monthly payments of $10.29 per $1,000 borrowed, up to 80% LTV.

⁴Eligible member will receive an introductory rate as low as 0% for the first 3 months (see Intro Rate disclosure for additional terms); standard low rate thereafter. To qualify: 1) Member must open a new home equity line of credit and advance a minimum of $20,000 at the time of funding; 2) Member must have a UW Credit Union checking account at the time of funding; 3) New money to UWCU only, and member cannot have an existing UW Credit Union home equity loan or line of credit; 4) Home equity line of credit requests for credit limits exceeding $400,000 do not qualify for the introductory rate. Introductory APR cannot be applied to an existing UW Credit Union home equity loan or line of credit, and cannot be applied to fixed segments. Limited time offer subject to end without notice.

Current Rates Current Rates