Taking the stress out of managing your college expenses might be easier than you think. UW Credit Union has affordable loan and refinancing options designed to give you peace-of-mind now and in the future.
Borrow for Tuition & Beyond
A private student loan from UW Credit Union can help fill in any gaps that scholarships, grants and federal loans don’t cover. You can use your loan for tuition, housing, books or other expenses. Plus, there are no hidden fees, generous repayment options and an easy application process.
- Take up to 15 years to repay once repayments begin.*
- Get a 0.25% rate reduction with automatic payments.1
- No origination fees, annual fees or prepayment penalties.*
- No pressure to borrow more than you really need
Whether you’re borrowing on your own or with the help of your family, our experienced student loan consultants can help you find the right student loan for you.
Family Student Loans
Borrow up to $15,000 per school year for a lifetime maximum of $50,000.
Undergraduate Student Loans
Borrow up to $15,000 per school year for a lifetime maximum of $50,000.
Refinance Your Student Loans & Save
Simplify your loan repayment by refinancing your existing student loans. A student loan refi with UW Credit Union can help you:
- Get a lower rate than you’re currently paying
- Consolidate multiple payments into one monthly payment
- Get more time to pay off your balance
- Pay off your debt sooner
We offer fixed-rate and variable rate options with terms of 5, 7, 10, or 15 years.* Plus, just like our student loans, there are no hidden fees or prepayment penalties.
It doesn’t matter if you have one loan or multiple loans to refinance, or whether they’re private, family, federal, or a little of everything. Our expert student loan consultants can help you refinance your student debt in a way that works best for you.
Why Borrow from UW Credit Union?
We know there are a lot of options out there, and it seems like more pop up every day. While some of them may be convenient, they don’t have much personalized service. Others simply don’t have deep experience navigating college financing – which means borrowers may get stuck with loans that don’t serve their best interests.
UW Credit Union offers the convenience of always-on digital banking alongside friendly, knowledgeable loan experts who are right on campus and in your neighborhood when you need them.
Set-Up for Success
Burdening you with a debt you have no hope of repaying isn’t very good customer service. That’s why our student loan consultants work with you to understand your situation and only lend what you actually need. You’ll get a student loan that works for you now – and after you graduate.
Created on Campus
UW Credit Union was founded nearly 100 years ago on UW-Madison’s campus, and we’ve been serving students like you during and after college ever since.
Made to Serve
As a credit union we answer to our members, not shareholders, so everything we do is designed to help people do more with their money. We reinvest in our members so we can keep fees low (or eliminate them all together) while still delivering best-in-class service and support online or in-person.
With so much uncertainty out there, it’s good to know you have a student lender committed to helping you thrive while you’re in school and wherever life takes you.