Zero Percent HELOC

Whether you’re refinancing a home equity line of credit (HELOC) or looking for a brand-new line, you may be eligible for 3 months of 0% intro APR1!

Pick Your Path

I have a HELOC already


Get 0% intro APR1 for 3 months** (as low as 7.00% APR* thereafter) for lines up to $200,000.

For lines more than $200,000, get 3.99% intro APR1 for 6 months** (as low as 7.00% APR* thereafter)!

Take advantage of our low closing costs and no hidden fees.* Plus, our local experts make refinancing easy.

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I don't have a HELOC


Borrow smarter with the equity you've built in your home and get 0% intro APR1 for the first 3 months** (as low as 7.00% APR* thereafter) if you're borrowing up to $200,000.

For lines more than $200,000, get 3.99% intro APR1 for 6 months** (as low as 7.00% APR* thereafter)!

>> Learn More

Get in Touch

It's about more than getting a great rate — our team of local lending experts in Madison and Milwaukee are here to help before, during and after the HELOC process. Have a question? Submit a question form to be contacted by an expert, or schedule a no obligation appointment below.


ITIN Lending - UWCU is proud to accept ITIN for HELOC applications.