Visa Benefits

Shop and travel with confidence. UWCU Visa credit cards include a range of added benefits and protection for cardholders.


 

For details or to use your benefits, contact Visa.

Visa Signature Rewards Credit Card

Card Details

Visa Rewards Credit Card

Card Details

Visa Credit Card

Card Details

Extended Warranty Protection

$1,000

$500

$500

Purchase Protection

Roadside Dispatch®

Travel & Emergency Assistance Services

Auto Rental Collision Damage Waiver

Travel Accident Insurance

$500,000

$250,000

Trip Cancellation/Trip Interruption

$5,000

$2,000

Lost Luggage Reimbursement

$3,000 (checked and carry-on luggage)

$1,250 (checked luggage only)

Warranty Manager Service

Trip Delay Reimbursement

$300

Baggage Delay Reimbursement

$100 per day for 3 days

Visa Signature Concierge Service

Details of Benefits & Protection

To take advantage of any of the card benefits listed on this page, including making a claim, simply visit Visa's website.

Consumer Services

Extended Warranty Protection
Extended Warranty Protection extends U.S. manufacturer warranties of three years or less on purchases made with your card. For warranties of less than one year, the term is doubled. For warranties of one to three years, the term is extended by one extra year.

Purchase Protection
Purchase Protection can reimburse you for a purchase made with your card that is stolen or damaged within the first 90 days of purchase, including damage due to fire, vandalism or certain weather conditions.

Warranty Manager Service
Register, manage and use warranties on eligible purchases with help from the Warranty Manager Service. Instead of searching for needed documents, you can simply make a call and get the information you need to use your warranty.

Travel Services

Roadside Dispatch®
This pay-per-use roadside assistance program offers peace of mind with emergency services such as towing, fuel delivery and tire changing. There's no enrollment needed or annual dues required, just pay a low set rate per service call.

Travel and Emergency Assistance Services
Call from anywhere in the world to get travel help - 24 hours a day, 365 days a year. Services include pre-trip information regarding exchange rates, weather, visas and immunizations; emergency ticket replacement; and emergency medical referral assistance.

Auto Rental Collision Damage Waiver
Receive auto coverage for damage due to theft or collision when you complete your auto rental transaction with your card and decline the rental company's collision damage waiver.

Travel Accident Insurance
Receive accidental death and dismemberment coverage when you purchase your travel ticket with your card. Modes of transportation that are covered include airline, ferry, train and bus.

Trip Cancellation/Trip Interruption
This benefit will reimburse you the nonrefundable costs of your travel ticket in the event you must cancel or interrupt an insured trip, up to the benefit maximum. Coverage includes flights, trains and cruise ships.

Lost Luggage Reimbursement
This benefit covers you when you use your card to purchase your travel ticket and your checked or carry-on luggage is lost by the airline or stolen.

Trip Delay Reimbursement
In the event the flight you purchased with your card is delayed by more than six hours or requires an overnight stay, Trip Delay Reimbursement will reimburse you for the reasonable expenses you incur as a result, up to the benefit maximum.

Baggage Delay Reimbursement
Similar to Trip Delay, Baggage Delay reimburses you for emergency replacement of essential items during an insured trip if your baggage is lost or delayed by the airline.

Concierge Services

Visa Signature Concierge Service
Take advantage of complimentary concierge services 24 hours a day, 365 days a year to book hotels, find tickets to big events, make reservations at popular restaurants, shop for the perfect gift, and much more.


Want to learn more?

Get all the details about Visa's card benefits on their website.