Fixed-Rate MortgagesApply Now
Lock in your rate and monthly payment for the life of your loan.
A fixed-rate mortgage has a rate and payment (principal and interest) that stay the same for your entire loan term. For today's rates and payments, get a rate quote.
- As low as 3% down payment options available.
- Choose a term of 10, 15, 20 or 30 years.
- Talk to us about our HomeReady Loan that offers affordable down-payment financing for low- and moderate-income borrowers
Fixed-rate home loans are often a good choice when:
- You want to stay in your home for many years.
- You think rates may go up in the future and want to lock a low rate now.
- You prefer steady monthly payments for your budget.
Different terms offer different benefits:
- Longer terms have higher rates but lower monthly payments.
- Shorter terms have higher monthly payments, but your rate is lower and you pay less interest over time.
15-Year Fixed Rate Purchase
30-Year Fixed Rate Purchase
Ask about our extended rate locks! Now available.
Calculate Your Payments
Use this helpful calculator to estimate what your monthly payment could be based on the purchase price and your down payment.>> Monthly Payment Calculator
Fast Online Preapprovals
Complete your FREE preapproval in under 15 minutes! In today's market, having a verified preapproval in hand from a trusted lender can make all the difference. >> Get Preapproved
Get up to $750 off closing costs (or more if you're a first-time homebuyer) just by choosing us for your mortgage.
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