Fixed-Rate Mortgages
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Lock in your rate and monthly payment for the life of your loan.
A fixed-rate mortgage has a rate and payment (principal and interest) that stay the same for your entire loan term. For today's rates and payments, get a rate quote.
- As low as 3% down payment options available.
- Choose a term of 10, 15, 20 or 30 years.
- Talk to us about our HomeReady Loan that offers affordable down-payment financing for low- and moderate-income borrowers
Fixed-rate home loans are often a good choice when:
- You want to stay in your home for many years.
- You think rates may go up in the future and want to lock a low rate now.
- You prefer steady monthly payments for your budget.
Different terms offer different benefits:
- Longer terms have higher rates but lower monthly payments.
- Shorter terms have higher monthly payments, but your rate is lower and you pay less interest over time.
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15-Year Fixed Rate Purchase
30-Year Fixed Rate Purchase
Ask about our extended rate locks! Now available.
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Get up to $750 off closing costs (or more if you're a first-time homebuyer) just by choosing us for your mortgage.
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