Fixed-Rate Mortgages
Get Preapproved
Lock in your rate and monthly payment for the life of your loan.
A fixed-rate mortgage has a rate and payment (principal and interest) that stay the same for your entire loan term. For today's rates and payments, get a rate quote.
- As low as 3% down payment options available.
- Choose a term of 10, 15, 20 or 30 years.
- Talk to us about our HomeReady Loan that offers affordable down-payment financing for low- and moderate-income borrowers
Fixed-rate home loans are often a good choice when:
- You want to stay in your home for many years.
- You think rates may go up in the future and want to lock a low rate now.
- You prefer steady monthly payments for your budget.
Different terms offer different benefits:
- Longer terms have higher rates but lower monthly payments.
- Shorter terms have higher monthly payments, but your rate is lower and you pay less interest over time.
15-Year Fixed Rate Purchase
30-Year Fixed Rate Purchase
Ask about our extended rate locks! Now available.
The Lowest Closing Costs + More Discounts
Don’t bother shopping around for the lowest closing costs. They’re right here.
Plus, take up to $1,250 more off1,2—and if you find lower costs somewhere else, we’ll make it worth your effort.**
Get Started Today
Complete your FREE preapproval in under 15 minutes! In today's market, having a verified preapproval in hand from a trusted lender can make all the difference.
Have questions or need more help?
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