First-Time Homebuyers

Get Preapproved First-time home buyers dancing in their new home, thanks to the flexible mortgage loan options and outstanding service at UW Credit Union.

Homebuying Made Simple

For many first-time homebuyers, the path to homeownership can be exciting and stressful at the same time. But when you work with UW Credit Union, you’ll have an expert partner dedicated to helping you navigate the homebuying process, no matter what stage of it you’re in. Explore below based on where you are in your homebuying journey.

Best Ways to Get Started

  • 1Know How Much You Can Afford
  • 2Research Loan Options
  • 3Get Preapproved

Ready Now

  • Are familiar with the process and need to understand how much I can afford
  • Have a basic understanding of loan options, but want more specific info
  • Are actively looking for available homes 

 

Calculate Your Payments

Use this interactive calculator to explore your financial options.


Use this helpful calculator to estimate what your monthly payment could be based on the purchase price and your down payment.>> Monthly Payment Calculator

5-MIN READ: Learn about key factors that determine affordability and budgeting tips. Read Now

 

Explore Loan Options

Explore the variety of home loan options from UWCU - fixed-rate, ARM, government, construction and more.


Explore our variety of home loan options and find the best fit for you. Customizable solutions are also available.
>> Compare Loans

HELPFUL TIP:
Connect with a friendly mortgage loan officer directly or get in touch with us. 

 

Get Preapproved

Get preapproved for your home loan fast and easily at UWCU.


Complete your
FREE preapproval in under 15 minutes! In today's market, having a verified preapproval in hand from a trusted lender can make all the difference. >> Get Preapproved

HELPFUL TIP: Make completing your preapproval easier, by having this info ready. Read Now

 

Explore the UWCU Mortgages closing cost offers available when you get your Home Loan through us.

The Lowest Closing Costs + More Discounts 

Don’t bother shopping around for the lowest closing costs. They’re right here.

Plus, take up to $1,250 more off1,2—and if you find lower costs somewhere else, we’ll make it worth your effort.** 

>> Explore Offers

 

Just Starting Out

  • Are not sure where to start or how the process works
  • Are starting to think about homeownership
  • Are a few months or years from homeownership but want to make sure prepared

 

Attend a Seminar


Attend a free, no obligation first-time homebuyers educational event at UWCU.



Attend our FREE, no-obligation educational seminar to learn from our homebuying experts and get answers to all your questions.
>> Register Here

5-MIN READ: Learn about key factors that determine affordability and get budgeting tips. Read Now

 

Understand the Process

 

Explore the homebuying process at UW Credit Union.

 

Know what to expect from our streamlined application process and friendly service from experienced mortgage experts.
>> Learn More

3-MIN READ: Know the process, where you're going and how you'll to get there. Read Now

 

Explore Our Guide

 

Explore our homebuying guide to get helpful information, tips and checklists as you buy and sell your home.

 

Do you know why your credit score matters when buying a home or what to expect during the closing process (and what fees there might be?) It's all right here.>> Get the Guide

HELPFUL TIP: Explore the Mortgage Resource Center for more helpful tips & tools.

 

Get in Touch

We want you to feel at home with your home loan. That's why our local experts are always ready to answer your questions, understand your goals and help you take a smart step forward.


Phone Number 

(800) 533-6773

Already started an application? Pick up where you left off.


ITIN Lending - UWCU is proud to accept ITIN for mortgage lending applications.