Rewards Checking

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Get Rewarded for Your Everyday Banking

Enjoy full-service checking with a range of optional benefits and discounts. Choose from three tiers of rewards:

  • Premium Rewards Checking
    Premium includes a range of money-saving benefits such as auto rate discounts, a credit card rewards bump, rate increase on certificates and more. 
  • Value Rewards Checking
    In addition to our base perks, Value also offers a rate discount on auto loans.
  • Access Rewards Checking
    Access is our basic option, providing all of our standard account features.

Check out the chart to compare the three tiers of rewards accounts to get the benefits you want.

Exclusive Debit Cards

Get a free chip-enabled debit card with tap-to-pay technology and choose from a wide variety of exclusive card designs.
>> Explore our Cards

Memorial Union Terrace Chairs exclusive UW Credit Union Debit Card design

Access Rewards Checking

Value Rewards Checking

Premium Rewards Checking

Overdraft Protection*

Monthly Fee

When you use 4 of these services

When you use 5 of these services

When you use 7 of these services

Minimum Opening Deposit




0.25% Auto Loan Discount1

Earns Interest2

Boosted Credit Card Rewards



Unlimited 2% back with a Visa Signature Rewards Credit Card 

Other Benefits

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Get Student Checking with Major Perks

Every single UW Credit Union checking account, including each of our Rewards accounts, is available to students! You’ll get the same great benefits that every other Rewards accountholder enjoys. Plus, when you become a member, you’re a member for life—no matter where you’re headed next. Looking for a simple, paperless account? Check out our Clear Account. You can always switch your account types as your life changes!

Explore Features

Plus the great core features included with every UW Credit Union checking account:


Get in Touch

Have questions about services, options or where to start? Our local experts are here for you — and they're always ready to help.