Rapid Home Refinance

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Refinance your home loan and pay closing costs as low as $149.

  • Choose a term of 8, 12, 15 or 30 years.
  • Fixed rate for the life of the loan.
  • Closing costs as low as $149.
  • Option to cash out your home equity.

What's the difference between rapid refinance and traditional refinance?

  • Rapid refinance is fixed rate only; traditional has fixed- and adjustable-rate options.
  • Rapid refinance closing costs are lower than a traditional refinance.
  • The rates may be different.
  • Rapid refinance has a few additional qualifications (see below).
  • Compare more details in our mortgage refinance chart.

There are some requirements to qualify for rapid refinance, including: 

  • A maximum loan amount of $399,900.
  • A maximum loan-to-value of 70%. (To calculate, divide your loan balance by what your home is worth.)
  • Your property must be owner occupied.

Learn more about home loan refinancing in our FAQs. To compare refinance terms, rates and payments, get a rate quote.

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Couple researches Rapid Refinance mortgage financing options from the comfort of their living room on a tablet.

15-Year Fixed Rapid Refi1

5.250
%
Rate
5.259
%
APR*

30-Year Fixed Rapid Refi1

5.875
%
Rate
5.881
%
APR*

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Home Equity Loans & Lines

Discover more ways to tap into your home equity for affordable, flexible financing.

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