Rapid Home Refinance

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Refinance your home loan and pay closing costs as low as $149.

  • Choose a term of 8 or 12 years.
  • Fixed rate for the life of the loan.
  • Closing costs as low as $1491.
  • Option to cash out your home equity.

What's the difference between rapid refinance and traditional refinance?

  • Rapid refinance is fixed rate only; traditional has fixed- and adjustable-rate options.
  • Rapid refinance closing costs are lower than a traditional refinance.
  • The rates may be different.
  • Rapid refinance has a few additional qualifications (see below).
  • Compare more details in our mortgage refinance chart.

There are some requirements to qualify for rapid refinance, including: 

  • A maximum loan amount of $399,900.
  • A maximum loan-to-value of 70%. (To calculate, divide your loan balance by what your home is worth.)
  • Your property must be owner occupied.

Want to compare terms, rates and payments? Use our interactive, no-obligation rate quote tool to estimate your loan.

Estimate Your Loan Get Preapproved

8-Year Fixed Rapid Refi3

RATES AS LOW AS
6.000
%
Rate
6.016
%
APR *

12-Year Fixed Rapid Refi3

RATES AS LOW AS
6.250
%
Rate
6.261
%
APR *

Get in Touch

We want you to feel at home with your home loan. That's why our local experts are always ready to answer your questions, understand your goals and help you take a smart step forward.

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Request a Call or Email Us | UW Credit Union

Phone Number 

(800) 533-6773

Already started an application? Pick up where you left off.

Refi FAQs

Learn more about home loan refinancing and get answers to frequently asked questions.

>> Explore FAQs

Easy Home Loan Process

As one of Wisconsin's top lenders2, we're here to make the loan process easy and stress free.

>> Our Process

Helpful Calculators

Use these free calculators to help you understand your personal situation and explore your options.