Home Loans & MortgagesGet Preapproved
Calculate Your Payments
Find out what you can afford and estimate your payments across our variety of home loan options.
Complete Your FREE preapproval in under 15 minutes! Make it easier, by having this info handy.
Request a Call
Our Mortgage team is here to help with fast, local service and a quick response—always.
Pick Your Path
No matter where you are in your homebuying journey, we’re here for you every step of the way.
Get helpful information on buying your first home.Get Started
Ready for your next home? Learn what to do next.Let's Go
Explore the Mortgage Learning Center for helpful info.Learn More
Explore and learn about all the types of mortgages we offer. When you apply, rest assured our experts will guide you by offering advice, recommending alternatives or creating a customized solution to meet your needs.
Low-interest rates that may adjust after a fixed term.
Steady fixed payments for the life of the loan.
Financing to build or rehabilitate a property.
Options include FHA and VA Loans.
Learn more about Home Loans in our FAQs.
30-Year Fixed Rate
7 yr/6 mo Adjustable Rate Mortgage
Ask about our extended rate locks! Now available.
Mortgage Loan Officer Top Tip
"Given today's market conditions, I oftentimes recommend ARMs to my clients instead of a Fixed-Rate option, It gives them more opportunity and flexibility." - Rick M, Madison, 20+ years experience
The Lowest Closing Costs + More Discounts
Don’t bother shopping around for the lowest closing costs. They’re right here.
Plus, take up to $1,250 more off1,2—and if you find lower costs somewhere else, we’ll make it worth your effort.**
Enjoy a Better Home Loan Experience
It’s no accident that more homebuyers choose UW Credit Union3. We’ve established ourselves as one of Wisconsin’s top lenders thanks to our streamlined application process, friendly mortgage experts and an unwavering dedication to serve our members
- An easy-to-use monthly payment calculator. Estimate your payments with a wide variety of home loan options.
- A dedicated local team. Our mortgage loan officers deliver unparalleled support, keeping your home loan process simple and stress-free.
- Easy loan management. Managing your loan and making payments is easy through Web Branch and the UW Credit Union mobile app.
- Advice from home loan experts. Attend one of our free seminars/webinars to learn the ins and outs of homebuying.
WATCH: Discover the easy online application process.
Connect With Us
Our mortgage team is here to help with fast, local service and a quick response—always.
Realtor Resource Center
Are you a real estate agent looking to make your clients' homeownership dreams come true?
As a top Wisconsin lender, we're dedicated to delivering the highest levels of service for homebuyers. Explore our Realtor Resource center and discover why agents like you routinely choose us over the competition.
Shopping for a Home
No matter where you're at in your home shopping process, we can make it easier and more affordable.
What Goes into a Mortgage Payment
If your mortgage is escrowed, your monthly payment will include more than just the loan payment.