Vehicle Loan Refinance

​Members save an average of $3,057 by refinancing with us.​²

When you refinance, you replace your existing auto loan with a new one that works better for you, often with a lower rate and different term.

• Refinancing is available for most vehicle types, including cars, trucks, motorcycles, RVs, boats and powersports.
• All auto loans have a fixed rate for steady monthly payments.
• Choose from a wide range of terms.
• Get a 0.25% loan rate discount with Value or Premium Rewards Checking.
• Protect your purchase with optional Payment Protection, Guaranteed Asset Protection and Mechanical Repair Coverage.

Reasons to refinance may include:

• Lowering your rate to save on interest.
• Lowering your monthly payment with a new rate and/or term.
• Changing your term to pay off your loan sooner.

Are you refinancing a new or used vehicle?

Rates and terms vary depending on the model year of your car, truck or motorcycle.

• New vehicles include model years for next year, this year and last year.
• Used vehicles are classified as models older than last year.