Vehicle Loan Refinance

Limited Time Offer

90 Days. No Payments. No Interest.

Refinance and get 90 days free from payments or interest.1 Get your quote with no impact to your credit! Offer expires Dec. 31.

Learn More

​Members save an average of $3,057 by refinancing with us.​2

When you refinance, you replace your existing auto loan with a new one that works better for you, often with a lower rate and different term.

Reasons to refinance may include:

  • Lowering your rate to save on interest.
  • Lowering your monthly payment with a new rate and/or term.
  • Changing your term to pay off your loan sooner.

Are you refinancing a new or used vehicle?

Rates and terms vary depending on the model year of your car, truck or motorcycle.

  • New vehicles include model years for next year, this year and last year.
  • Used vehicles are classified as models older than last year.

New Vehicle

Rates as Low as
APR * 48 mo.

Used Vehicle

Rates as Low as
APR * 36 mo.

Find Your Rate & Apply - It's Easy!


Find Your Rate

Click Get Started to get your rate. Don't worry—this won't affect your credit score.


Pick Your Loan

Review your options and select the loan that's right for you.



Submit your application and get approved within 1 business day!

Have questions or need more help?

Schedule an Appointment

Schedule an appointment to connect with a UW Credit Union expert.

Appointments are available via phone or in person with our auto loan experts.>> Schedule Here

Easy Online Payments

Discover all the ways you can easily pay your UWCU auto loan. Choose the method that's best for you.

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Get a Loan Rate Discount

Enjoy a 0.25% rate discount on your auto loan with Value or Premium Checking. It's easy to switch!

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