Student Loan Process & Timing
Applying for an Undergraduate, Graduate or Family Private Student Loan
Our online application process is straightforward. You’ll need the following to get started:
- Identification & Contact Information – Your Social Security number, driver’s license number, address information, phone number and email
- Employment Information – Your employer’s name and your annual salary
- Cosigner’s Information – If applicable, you'll need to include your cosigner’s name and email address
Undergraduate, Graduate and Family Student Loan Process & Timing
The loan process will take 2-4 weeks on average.
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1Complete ApplicationDependent on borrower, and cosigner if applicable
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2Certification Request Sent to Your School12 business days, on average
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3Final Truth in Lending Disclosure and Right of Rescission Period4 business days
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4Funds Received and Processed by Financial Institutions7 to 10 business days
Already Started or Finished an Application?
Log in here to complete your application, check your loan status, upload documents and read messages.
