Student Loan Process & Timing
Applying for an Undergraduate or Graduate Private Student Loan
Our online application process is straightforward. You’ll need the following to get started:
- Identification & Contact Information – Your Social Security number, driver’s license number, address information, phone number and email
- Employment Information – Your employer’s name, address and phone number, and your annual salary
- Cosigner’s Information – If applicable, you'll need to include your cosigner’s name and email address
Undergraduate or Graduate Student Loan Process & Timing
The loan process will take 2-4 weeks on average.
1Complete ApplicationDependent on borrower, and cosigner if applicable
2Certification Request Sent to Your School12 business days, on average
3Approval of Truth in Lending DisclosureDependent on borrower, must be accepted in 30 days or less
4Final Truth in Lending Disclosure and Right of Rescission Period10 business days
5Funds Received and Processed by Financial Institutions7 to 10 business days
Already Started or Finished an Application?
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