Stabilize Your Finances

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Refinance to a Better-Fitting Mortgage

Whether you're going through life changes, your goals have shifted, or your old mortgage just isn't working for you anymore, we'll help you refinance to a home loan that lets you thrive.

Change Your Term

Reset the clock on a 30-year mortgage or choose from a wide range of other loan lengths to fit your situation.>> Compare Loan Options

Get Steady Payments

Frustrated by the rising rate environment and your adjustable-rate mortgage? Switch to fixed and get peace of mind.>> Estimate Your Loan

Find a Better Fit

Lean on our lending experts and let them customize a refinancing solution that'll make you more comfortable.>> Get Expert Advice

Best Ways to Get Started

  • 1Apply for Refinancing
  • 2Talk to an Expert
  • 3Research Loan Options
Explore the UWCU Mortgages closing cost offers available when you get your Home Loan through us.

The Lowest Closing Costs + More Discounts

Don’t bother shopping around for the lowest closing costs. They’re right here.

Plus, take up to $750 more off1,2—and if you find lower costs somewhere else, we’ll make it worth your effort.**  

>> Explore Offers

Find Your Best Option

Traditional Refi

Classic refinancing for loans up to $766,550, plus FHA and VA refinances. Learn More 


Rapid Refi

Save big with closing costs as low as $1493. Learn More 

Jumbo Refi

Refinancing for loan balances over $766,550. Learn More 


Get in Touch

We want you to feel at home with your home loan. That's why our local experts are always ready to answer your questions, understand your goals and help you take a smart step forward.

Phone Number 

(800) 533-6773

Already started an application? Pick up where you left off.

ITIN Lending - UWCU is proud to accept ITIN for mortgage lending applications.