20 Easy Ways to Save
Want to reach your money goals sooner? Try these ideas to help you spend less and save more.
![Man uses a calculator and looks at graphs.](/media/1853/20waystosave_newsletter_brnd0041.jpg?anchor=center&mode=crop&width=880&height=360&rnd=133241340260000000&update=638152572260000000)
Setting savings aside is good for your budget, and great for your sense of well-being, giving you that nice, warm feeling inside knowing you’re building a nest egg for the future. Whether you want to save for emergencies, retirement, education or that next big purchase, get started with these simple ideas.
- Turn off electronics when not in use to save on energy costs.
Use a surge protector so you can turn the power completely off. - Sell your unused belongings online or in a garage sale.
Make a quick buck and clean out your house at the same time. - Make cards and gifts instead of buying them.
It’ll mean more to your family and friends, and save you money. - Bring snacks and a water bottle.
Avoid food and drink splurges when you’re out and about. - Wait a week before buying.
Curb your impulse purchases by testing if you really need/want it. - Take advantage of free activities.
Go to free parks, museums and fairs for fun outings. - Consolidate high-interest balances.
Roll your debts into one lower-rate loan or credit card. - Eat more meals at home.
Save on restaurant bills and go healthier by making your own food. - Use the library.
It’s a free resource for books, music, movies, internet access and more. - Prep meals for the week.
Plan ahead for dinners, leftovers and lunches to save time and money. - Make laundry day cost effective.
Wash in cold water when possible and hang clothes up to dry. - Buy used clothes, furniture and more.
Before you go new, try yard sales and consignment shops. - Adjust the thermostat.
Save on heating and cooling costs by changing just a few degrees. - Find other outlets.
If you want to unwind, try reading or exercise instead of shopping. - Write down your goals.
Document what you want to accomplish to make your plans official. - Buy generic and in bulk.
Save big on everyday items like cereal and laundry detergent. - Choose to walk, bike or carpool.
Avoid driving to cut down on fuel costs and vehicle maintenance. - Stay in with friends and family.
Host a dinner or play board games for fun and frugal socializing. - Go vegetarian once in a while.
Save money by choosing meat-free meals. - Cancel unused subscriptions.
Evaluate where you can cut back, such as gym memberships or cable.
Feeling inspired? Check out our savings account options to help grow your money. Or, implement a more robust, personalized plan with Wealth Management at UW Credit Union.
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