HELOCs & Home Equity LoansApply Now
Discover a Better Way to Borrow
Tap into your home's built-up equity with a fixed-rate loan or flexible line of credit. You'll save with great rates and a variety of terms, plus no annual fees and low or no closing costs.
Apply online to compare options and see how much you can borrow.
Let's Put Your Home Equity to Work
Why Use Your Home Equity?
One of the most powerful financial tools that homeowners have is their home equity - the value of your home minus your mortgage balance.
Home equity loans and lines of credit let you tap into your equity and use the cash for just about anything, such as home improvement projects, college tuition or debt consolidation.
With UW Credit Union, you'll benefit from:
- Custom rate quotes - Explore home equity options to find the best fit for you.
- Competitive rates - You'll usually save big when comparing home equity rates to credit cards and personal loans.
- Zero surprise fees - No annual fee, no application fee, no prepayment penalties, and low or no closing costs.
- Potential tax benefits - Interest is usually tax deductible when used for home improvements (consult your tax advisor).
With lower rates and more flexible terms than most other loan types, home equity is often your smartest and best choice for financing.
More Homeownership Resources
Your home is likely your biggest investment and most important asset. Make the most of it with help from UW Credit Union.