Home Loan Process


Guiding You Every Step of the Way

As one of Wisconsin's top lenders1, we make purchasing your dream home easy and stress free. 

Man enjoys free time with his daughter after consolidating debt with a personal loan

What You Can Expect

  • 1Finding the Right FIt
    We provide loans to suit every type of buyer, with reliable, friendly service to match.
  • 2Flexible & Available
    Our mortgage loan officers are here when you need them, in person, on the phone and via email.
  • 3Under One Roof
    Our in-house team of underwriters and processors keeps the process seamless.

Get started by estimating what your loan could be with our no obligation, rate quote tool.

Estimate Your Loan

Understand the Homebuying Process

The mortgage process doesn't have to be complicated. With friendly, knowledgeable experts with you from start to finish, you'll enjoy a fast and stress-free experience.

  1. Organize Your Finances - Gather the paperwork you'll need to apply.
  2. Get Preapproved - Fill out an application to know how much you'll be able to borrow.
  3. Shop & Make an Offer - Find your dream home and receive an accepted offer.
  4. Processing & Underwriting - Your preapproval becomes an official application and is processed.
  5. Closing - Sign the paperwork and pay the down payment and closing costs.

Read more about what's involved with each step. Remember, we're here to answer your questions and make sure you feel confident in choosing UW Credit Union for your mortgage needs.

We're Here to Help

Purchasing a home whether you're a seasoned home owner or a first-time buyer is a big decision. 
We are here to guide you every step of the way.

Find a Mortgage Loan Officer

Connect with an experienced member of our team.

Get in Touch

Attend a Seminar

Join us at one of our popular First-Time Home Buyer seminars in Madison or Milwaukee.

Register Today