Home Loans

Couple sits in their new home eating pizza.

Looking to trade your monthly rent for a home you can call your own, move up from your “starter home” or reduce your monthly payments? Now you can benefit from lower mortgage rates!  Plus, our mortgage experts provide quick, local decisions, so you can move in sooner. Apply for a new home loan or refinance today.

Featured Rates

30-Year Fixed Rate


15-Year Fixed Rate


7/1 Adjustable Rate


Explore all of our loan options, get a free rate quote, or apply now.

Exclusive Offers

Lowest Closing Cost Commitment

If you are able to get lower closing costs on your home loan with another lender, even with a promotional offering, we’ll match it or give you $500.1 

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Special Offer: First-Time Home Buyers

Let us make financing your first home simple and affordable. As part of our special offer for first-time buyers, you'll get up to $1,000 off closing costs.2

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Home Loan Options

Learn more about our mortgage loan options and find the right type of loan for you. Not sure where to start? 
Use our comparison chart. Ask about our first-time home buyer options and learn about our special offer.

Check current rates and learn more about:

We are Here to Help

Purchasing a home, whether you're a seasoned homeowner or a first-time buyer, is a big decision. We are here to help. To get started, contact us at 800-533-6773, extension 2810, stop by a branch, or apply online. No matter how you prefer to reach out, our experienced loan officers will work with you throughout the entire process. Our goal is to make the process easy and stress free, while guiding you every step of the way.

Find a Loan Officer

Connect with an experienced member of our team.

Get in Touch


Attend a Seminar

Join us at one of our popular First-Time Home Buyer seminars.

Register Today


Make It Easy & Stress Free

Discover what others say about working with us and what to expect

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Become a Member of UW Credit Union

Joining UW Credit Union is easy. You can become a member based on your location, your job, your school, and even your family members.

Learn more about membership eligibility and what you'll need to get started.

Join Today


Become a member of UW Credit Union - meet our staff in person or apply online.