Home Loans

Apply Now Couple sits in their new home eating pizza.

See why homebuyers in Madison, Milwaukee and beyond choose UW Credit Union for their home loan needs. Take advantage of low rates, quick decisions and on-time closings.

Easily apply online for your home loan or refinance today.

Featured Rates

30-Year Fixed Rate

3.500
%
Rate
3.540
%
APR*

15-Year Fixed Rate

3.125
%
Rate
3.197
%
APR*

7/1 Adjustable Rate

3.500
%
Rate
4.068
%
APR*

12-Year Fixed Rate - Refi1

3.000
%
Rate
3.011
%
APR*

Explore all of our loan options, get a free rate quote, or apply now.

Exclusive Offers

Lowest Closing Costs 

If you find lower closing costs elsewhere, we’ll match it or give you $500.2 

Learn More

First-Timers Save $1,000 

As part of our special offer for first-time buyers, get up to $1,000 off closing costs.3

Learn More

$250 Closing Cost Credit

Get a $250 closing cost credit when you have a UWCU Premium checking account.4

Learn More

Home Loan Options

Learn more about our mortgage loan options and find the right type of loan for you. Not sure where to start? 
Use our comparison chart. Ask about our first-time home buyer options and learn about our special offer.

Check current rates and learn more about:

We are Here to Help

Purchasing a home, whether you're a seasoned homeowner or a first-time buyer, is a big decision. We are here to help. To get started, fill out our online application for your preapproval, home loan or refinance. Our experienced loan officers will work with you throughout the entire process to make it easy and stress free.

Find a Loan Officer

Connect with an experienced member of our team.

Get in Touch

 

Attend a Seminar

Join us at one of our popular First-Time Home Buyer seminars.

Register Today

 

Make It Easy & Stress Free

Discover what others say about working with us and what to expect

Learn More

 

Become a Member of UW Credit Union

Joining UW Credit Union is easy. You can become a member based on your location, your job, your school, and even your family members.

Learn more about membership eligibility and what you'll need to get started.

Join Today

 

Become a member of UW Credit Union - meet our staff in person or apply online.