Traditional Home RefinanceApply Now
Refinance your mortgage to save money and get ahead.
- Choose from a range of fixed-rate and adjustable-rate refinance options.
- Fixed-rate term of 10, 15, 20 or 30 years.
- Adjustable-rate term of 15 or 30 years, with ARM options of 1/1, 3/1, 5/1, 7/1 or 15/15.
- Option to cash out your home equity.
- Lowest closing costs - If you find lower closing costs elsewhere, we’ll match it or give you $500.
- $250 closing credit - Save on closing costs with Premium Checking!
- To refinance a loan balance greater than $548,250, see our Jumbo Home Refinance.
Reasons to refinance include:
- Lowering your rate to save on interest.
- Lowering your monthly payments.
- Changing your term to pay off your loan quicker.
- Converting your home equity into cash.
Loan features to consider:
- Longer terms have higher rates but lower monthly payments.
- Shorter terms have higher monthly payments, but your rate is lower and you pay less interest over time.
Have Questions or Need Help?
What Do the Numbers Mean?
Adjustable-rate mortgages (ARMs) use figures such as 1/1 and 3/1.
The first number is the number of years the initial fixed-rate term lasts. The second number is how often the rate may adjust after the initial fixed term.
For example, a 5/1 ARM has a fixed rate for five years. After five years, the rate may adjust once per year for the remainder of the loan.
15-Year Fixed Rate Refi
30-Year Fixed Rate Refi
Tools & Resources
- Get a Rate Quote
Compare products, rates and payments for refinancing.
- Use Our Calculators
Crunch the numbers for a variety of scenarios, including refinance breakeven.
- View Current Offers
Explore money-saving offers and exclusive refinance promotions.
- Continue an Application
Log in to sign documents, upload paperwork and more.
$250 Member Bonus
Receive a $250 closing cost credit with our Premium Checking. It’s easy to make the switch!
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