Compare Personal Loans & Lines of Credit

Learn more about our personal lending options to find the right solution for your financing needs.

 

Personal Loan

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Reserve Line of Credit

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Paycheck Advance

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At a Glance

A lump sum of money that requires no collateral and can be used for a variety of needs.

Line of credit that can be connected to your checking to provide Overdraft Protection.

Line of credit that does not require a credit check and cannot be used for Overdraft Protection.

Best if...

You need a loan and want fixed monthly payments for a set length of time.

You want easy access to cash and/or you want to prevent your checking account from being overdrawn.

You want to build or rebuild your credit, or you need emergency cash.

Minimum Loan Amount

$500

$500

$500

Annual Fee

$0

$0

$0

Prepayment Penalties

$0

$0

$0

Get Started

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Apply NowView Rates

Apply NowView Rates

Have Questions or Need Help? 

Schedule an Appointment

Application Process

Applying for a personal loan or reserve line of credit is easy and takes just a few minutes. 

  1. Specify how much money you want to borrow. 
  2. Answer a few quick questions about yourself.
  3. Get an answer, usually within one business day.

That's it! Upon approval, personal loan funds are automatically transferred into your account. Reserve lines of credit are available for use usually within one business day.

Apply NowView Rates

There is no application process for Paycheck Advance. If you qualify for this product, it will automatically be available to you in Web Branch under the Products & Offers tab.


Loan Payment Protection

If your family would struggle with making monthly payments in the event of a death or disability, consider adding Payment Protection. Contact us to help you decide what’s right for your situation.