Auto Loan Refinance
Members save an average of $1,800 by refinancing with us.1
When you refinance, you replace your existing auto loan with a new one that works better for you, often with a lower rate and different term.
- Refinancing is available for most vehicle types, including cars, trucks, motorcycles, RVs, boats and powersports.
- All auto loans have a fixed rate for steady monthly payments.
- Choose from a wide range of terms.
- Get a 0.25% loan rate discount with Value or Premium Rewards Checking.
- Protect your purchase with optional Payment Protection, Guaranteed Asset Protection and Mechanical Repair Coverage.
Reasons to refinance may include:
- Lowering your rate to save on interest.
- Lowering your monthly payment with a new rate and/or term.
- Changing your term to pay off your loan sooner.
Are you refinancing a new or used vehicle?
Rates and terms vary depending on the model year of your car, truck or motorcycle.
- New vehicles include model years for next year, this year and last year.
- Used vehicles are classified as models older than last year.
New Vehicle
Used Vehicle
Find Your Rate & Apply - It's Easy!
1
Find Your Rate
Click Get Started to get your rate. Don't worry—this won't affect your credit score.
2
Pick Your Loan
Review your options and select the loan that's right for you.
3
Apply
Submit your application and get approved within 1 business day!
Have questions or need more help?
Schedule an Appointment
Appointments are available via phone or in person with our auto loan experts.>> Schedule Here
Try Our Calculators
Easy Online Payments
Discover all the ways you can easily pay your UWCU auto loan. Choose the method that's best for you.
Get a Loan Rate Discount
Enjoy a 0.25% rate discount on your auto loan with Value or Premium Checking. It's easy to switch!
