Auto Loans
Get StartedBuy your next new or used car, truck or motorcycle with a low-rate auto loan.
- Fixed rate for steady monthly payments.
- Choose a term of 48, 60, 72 or 84 months for new vehicle loans.
- Choose a term of 36, 48, 60 or 72 months for used vehicle loans.
- Get a 0.25% loan rate discount with Value or Premium Rewards Checking.
- Protect your purchase with optional Payment Protection, Guaranteed Asset Protection and Mechanical Repair Coverage.
- Loans also available for RVs, boats and powersports.
Easy financing the way you want:
- Just mention you want your loan through UW Credit Union at most major dealerships or get preapproved before you shop. Visit our Auto Dealer Center to browse dealerships' inventories.
- You can also get financing when you buy from a private seller, a lease buyout or online through Carvana.
- Check out this handy guide to make the buying process even easier.
Is your purchase new or used?
Rates and terms vary depending on the model year of your vehicle.
- New vehicles include model years for next year, this year and last year.
- Used vehicles are classified as models older than last year.
New Vehicle1
Rates as Low as
3.67
%
APR
*
60 mo.
Used Vehicle2
Rates as Low as
3.52
%
APR
*
36 mo.
Find Your Rate & Apply - It's Easy!
1
Find Your Rate
Click Get Started to get your personal loan rate. Don't worry—this won't affect your credit score.
2
Pick Your Loan
Review your options and select the loan that's right for you.
3
Apply
Submit your application and get approved within 1 business day!
Have questions or need more help?
Schedule an Appointment
Appointments are available via phone or in person with our auto loan experts.>> Schedule Here
Try Our Calculators
Easy Online Preapprovals
Get preapproved for your auto loan before you go to the dealership. Understand your budget and shop with confidence.
Get a Loan Rate Discount
Enjoy a 0.25% rate discount on your auto loan with Value or Premium Checking. It's easy to make the switch!
