Auto Loans

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Buy your next new or used car, truck or motorcycle with a low-rate auto loan.

Easy financing the way you want:

  • Just mention you want your loan through UW Credit Union at most major dealerships or get preapproved before you shop. Visit our Auto Dealer Center to browse dealerships' inventories.
  • You can also get financing when you buy from a private seller, a lease buyout or online through Carvana. Check out this handy guide to make the buying process even easier.

Is your purchase new or used?

Rates and terms vary depending on the model year of your vehicle.

  • New vehicles include model years for the future year (when applicable), the current year and last year.
  • Used vehicles are classified as models older than last year.

Apply NowGet PreapprovedView Rates

Have Questions or Need Help?

Schedule an Appointment

Already Have an Auto Loan? Consider Refinancing

Refinancing your car could help you lower your interest rate, reduce your payments, and pay off your loan sooner.


Two children playing while washing a car that is protected by UW Credit Union's auto coverage

New Vehicle1

Rates as Low as
APR * 60 mo.

Used Vehicle2

Rates as Low as
APR * 36 mo.

Online Payment Center

Explore all the ways you can easily pay your UWCU auto loan. 

Pay My Loan


Enjoy Added Protection

Our optional extras provide affordable peace of mind.


Get a Rate Discount

Receive a 0.25% interest rate discount when you have a Value or Premium Rewards checking account. It's easy to open or upgrade your account to get this great bonus.

Value or Premium Rewards >