Auto Loans

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Buy your next new or used car, truck or motorcycle with a low-rate auto loan.

Easy financing the way you want:

  • Just mention you want your loan through UW Credit Union at most major dealerships or get preapproved before you shop. Visit our Auto Dealer Center to browse dealerships' inventories.
  • You can also get financing when you buy from a private seller, a lease buyout or online through Carvana.
  • Check out this handy guide to make the buying process even easier.

Is your purchase new or used?

Rates and terms vary depending on the model year of your vehicle.

  • New vehicles include model years for next year, this year and last year.
  • Used vehicles are classified as models older than last year.

Apply NowGet PreapprovedView Rates

Have Questions or Need Help?

Schedule an Appointment

Already have an auto loan?

Refinancing your car could help you lower your interest rate, reduce your payments, and pay off your loan sooner.

In fact, members save an average of $2,883 by refinancing with us!3

Two children playing while washing a car that is protected by UW Credit Union's auto coverage

New Vehicle1

Rates as Low as
APR * 60 mo.

Used Vehicle2

Rates as Low as
APR * 36 mo.

Online Payment Center

Explore all the ways you can easily pay your UWCU auto loan. 

Pay My Loan


Easy Online Preapprovals

Get preapproved for your auto loan before you go to the dealership. Understand your budget and shop with confidence.

Get preapproved >


Get a Loan Rate Discount

Enjoy a 0.25% rate discount on your auto loan with Value or Premium Checking. It's easy to make the switch!

Value or Premium Rewards >