Credit  Cards

Couple making an online purchase on a tablet using a UW Credit Union credit card

Looking for rewards? We’ve got plenty. How about an interest rate that beats the national average? We’ve got that, too. UW Credit Union can help you find the right card for you.

Visa® Platinum

Rates as Low as
9.75
%
APR *

Visa® Platinum with Rewards

Rates as Low as
11.10
%
APR *

Visa® Platinum with Cash Rewards

Rates as Low as
12.35
%
APR *

Visa® Student

Rates as Low as
11.10
%
APR *

Visa® Secured

Rates as Low as
15.20
%
APR *

Get More Out of Your Everyday Spending

Save Money

Not only do we have low interest rates and no annual fee, we also offer introductory rates as low as 0% APR* with a 2% balance transfer fee for transfers made during the first 60 days after opening an account.

Our cards also come with free perks like auto rental insurance and travel accident protection.

Reward Yourself

Get cash back with every purchase or earn points toward airfare, merchandise and gift cards. You can even donate points to charity. Plus, there’s no limit to the amount of points or cash you can earn.

Man using UW Credit Union's mobile wallet services to make a purchase

Security You Can Trust

We monitor your account and will alert you of any suspicious activity. All of our cards offer chip technology and identity theft coverage.

Credit Score

Check your score daily for free.

Track Your Spending

Our handy mobile app and Money Management Tools make it easy.

Your Mobile Wallet

Leave your card at home when you set up Apple Pay, Google Pay™ and Samsung Pay.

Choose Your Card Design

Select your favorite card design – you can even show your school spirit with an alumni credit card.

Open an Account

Compare Cards

Which of our cards is right for you?


Visa® Platinum

Our lowest rate card that beats the national average.

Visa® Platinum with Cash Rewards 

Earn 1% cash back on every purchase you make with no restrictions on the amount you can earn.

Visa® Platinum with Rewards 

Earn 1 point for every $1 you spend. Use points toward airfare, merchandise and gift cards or donate points to a charity. There’s no limit to the amount of points you can earn and your points never expire.

Young woman shopping online with a UW Credit Union credit card

Visa® Student 

Start building credit responsibly with a reasonable credit limit.

Visa® Secured 

Build or repair your credit history with a credit limit that is secured by the dollar amount you set aside in savings.

Already have one of our cards? You can easily upgrade or convert your card, do a balance transfer or cash advance and request a limit increase online through Web Branch.

Push notification on phone screen.

Card Security Features

Keeping your account information safe is our top priority. That's why we offer several different ways for you to protect and manage your credit and/or debit card. Learn more about what you can do in Web Branch and our Mobile App including:

Mobile Travel Verification
Let our App help confirm your debit and/or credit card transactions to reduce the likelihood your card will be mistakenly declined when you’re away on business or vacation. Learn more about Mobile Travel Verification.

Card Transaction Notifications
Stay on top of your account and get timely updates on your card activity. Card Transaction Notifications provide an added layer of card security to help you verify your transactions and identify potential fraud sooner.

Card Lock/Unlock
Losing your card can stressful. Don’t panic – temporarily lock your card in Web Branch or our App. Rest assured that your account is safe while you take the time to locate your card. You can easily unlock your card at any time.

Enhanced History
Want details on a purchase or transaction? No problem. Our easy-to-read format provides details on your pending and posted items. You can also search your history by any field such as category, label, description, date or dollar amount. Learn about Money Management Tools.


 Explore all of our Account & Card Security Features