Credit Card Rates | UW Credit Union

*APR=Annual Percentage Rate. Rates are subject to change. APR varies with the market; the following APR ranges are current as of 3/27/23: Visa Credit Card: 13.65% - 25.00%; Visa Rewards Credit Card: 16.25% - 27.60%; Visa Signature Rewards Card: 19.91% - 28.00%.

³0% APR Offer: 0% APR valid for balance transfers initiated anytime. Any balances transferred will remain at 0% APR for 6 billing cycles. After that, any unpaid balance will return to your standard variable APR rate (13.65%-28.00%). Purchases made will be at the standard APR. Federal credit card regulations require us to apply any portion of a payment over the minimum payment amount to higher interest rate balances first. Existing loan balances held at UW Credit Union cannot be refinanced to the 0% APR. Balances must be transferred in Web Branch or at a branch to qualify for the promotional rate. Cardholder is responsible for making payments to the external loan balance until balance transfer transaction is completed. A balance transfer transaction fee of 3% of the dollar amount of balances transferred will apply, or $10, whichever is greater. Certain creditworthiness criteria apply. No Rewards points will be given for Balance Transfers. Low-Rate Balance Transfer: Your account must be activated and in good standing in order to complete a Balance Transfer.

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