Whether you want to consolidate debt, finance a purchase or pay for an unexpected expense, our personal loans and lines give you the flexibility that allows you to borrow what you need, when you need it.
Special Offer: Discounted Rates Through November 15
It's a great time to consolidate debt with our limited-time personal loan rate discounts.
Fixed-Rate Personal Loan
An affordable, fixed-rate loan is perfect for consolidating your debt, transferring existing credit card balances or covering other expenses.
- Choose the term and amount
- Fast turnaround with online applications
- No prepayment penalties
If your family would struggle with making monthly payments in the event of a death or disability, consider adding Payment Protection. Contact us to help you decide what’s right for your situation.
You never know when you might have an unexpected expense. Be prepared with our affordable reserve line of credit. Plus, when you pair this service with checking, you have consumer-friendly overdraft protection in case of any minor account miscalculations.
It’s Affordable — We offer a low interest rate, and you’ll pay interest only on the actual balance.
No Hidden Costs — There’s no annual fee, cash advance fees or monthly service charge. A $5 transfer fee2 automatically covers your checking overdrafts.
It's Convenient — Access it 24/7 through Web Branch and use it again and again without reapplying. Plus, set up Notifications to keep you informed on overdraft advances.
Sometimes you just can’t make it to payday. UW Credit Union offers an alternative to payday loans at a fixed interest rate that is significantly lower than the national average. Plus, there’s no application or monthly service fee and no prepayment penalty.
If you’ve been a member for more than six months, you may have access to Paycheck Advance at anytime through Web Branch if you meet the following requirements:
- Have a personal checking account in good standing
- Receive a payroll direct deposit into your checking account for two consecutive statement cycles
- Maintain a positive loan and credit payment history with no delinquencies or previous owed debt to UW Credit Union