Personal Loans & Lines of CreditApply Now
Finance All Your Big Plans
Whether you want to consolidate debt, finance a purchase or pay for an unexpected expense, our personal loans and lines give you the flexibility that allows you to borrow what you need, when you need it.
Get the Money You Need
Budget Help Starts Here
Use a personal loan or reserve line of credit from UW Credit Union to fund your big plans, cover an emergency and more.
- Competitive interest rates - Save with lower rates and fewer fees than you'll find elsewhere.
- Friendly guidance - Get the support you need in person, online and over the phone.
- Anytime access - Check balances, make transfers and more with easy online and mobile banking.
- Payment protection - Optional coverage if your family would struggle with loan repayment in the event of a death or disability. Contact us to help you decide what’s right for your situation.
Applying for a personal loan or reserve line of credit is easy and takes just a few minutes.
- Specify how much money you want to borrow.
- Answer a few quick questions about yourself.
- Get an answer, usually within one business day.
That's it! Upon approval, personal loan funds are automatically transferred into your account. Reserve lines of credit are available for use usually within one business day.
There is no application process for Paycheck Advance. If you qualify for this product, it will automatically be available to you in Web Branch under the Products & Offers tab.