Student Loan Refinance

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A Student Loan Refinance from UW Credit Union can help you reduce your interest rate and potentially lower your monthly payments. Get started today. 
Plus, save 0.25% in interest with auto-pay!1

Refinance - Variable Rate

Rates as Low as
APR ** 5-Year

Refinance - Fixed Rate

Rates as Low as
APR ** 5-Year

Refinancing Your Student Loans

Limits and Key Eligibility Requirements

  • Borrow $5,000 to $150,000. Looking to refinance more than $150,000? Give us a call.
  • Have at least one student loan, federal or private
  • Choose from 5-, 10- and 15-year terms
  • $25,000 in annual income
  • At least 4 years of credit history, not including student loans
  • You may need a cosigner if you don’t meet credit history requirements
  • You must be a UW Credit Union member to apply. Not a member? Start your loan application, and then sign up to become a member. Joining is easy!

Applying for a Student Loan Refinance

Our online refi student loan application process is easy. To get started, you’ll need the following:

  • Identification & Contact Information – your Social Security number, driver’s license number, address information, phone number and email
  • Employment Information – your employer’s name, address and phone number, and your annual salary
  • Cosigner’s Information – if applicable, you must include your cosigner’s name and email address
  • Student Loan Statements – if you’re refinancing existing loans, you’ll need to provide a recent statement for each loan you want to refinance

Got questions? Talk to an expert at 800-533-6773, ext. 2950. We’re here for you.

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If you need help, we've got you covered. Talk to an expert at 800-533-6773, ext. 2950, or submit a request and we will get back to you.
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