Student Loan Refinance

Refinancing Your Student Loans

Limits and Key Eligibility Requirements

• Borrow $5,000 to $150,000. Looking to refinance more than $150,000? Give us a call.
• Have at least one student loan, federal or private
• Choose from 5-, 10- and 15-year terms
• $25,000 in annual income
• At least 4 years of credit history, not including student loans
• You may need a cosigner if you don’t meet credit history requirements
• You must be a UW Credit Union member to apply. Not a member? Start your loan application, and then sign up to become a member. Joining is easy!

Applying for a Student Loan Refinance

Our online refi student loan application process is easy. To get started, you’ll need the following:

• Identification & Contact Information – your Social Security number, driver’s license number, address information, phone number and email
• Employment Information – your employer’s name, address and phone number, and your annual salary
• Cosigner’s Information – if applicable, you must include your cosigner’s name and email address
• Student Loan Statements – if you’re refinancing existing loans, you’ll need to provide a recent statement for each loan you want to refinance

Got questions? Talk to an expert at 800-533-6773, ext. 2950. We’re here for you.

Apply Now